Osceola County property record for 320 Oceanside Ct, Kissimmee, FL 34743
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,547 sqft · built 1991 |
| Lot Size | 0.148 acres (6,446 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Apr 2024) |
| Tax Bill | $4,446 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-30-2729-0245-0660 |
| Primary APN | 07-25-30-2729-0245-0660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 1,985 sqft |
| 1st Floor Area | 1,547 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,446 sqft (0.148 acres) |
| Lot Dimensions | 105 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 384 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Deck Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 320 OCEANSIDE CT |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34743-8319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | BUENAVENTURA LAKES UNIT 10 3RD ADDN PB 5 PG 195-198 BLK 245 LOT 66 1/25/29 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | BVL UNIT 10 3RD ADD |
| Legal Tract | 2729 |
| Legal Block | 245 |
| Legal Lot Number | 66 |
| Legal Unit | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 42500 |
320 Oceanside Ct is owned and occupied by two individuals who bought it in April 2024.
Source: Osceola County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Oct 3, 2012 · Amount on File |
| Deed Document Number | 202441274 |
| Deed Book / Page | 6574 / 2564 |
| Prior Transfer Date | Apr 29, 2016 |
| Prior Transfer Doc | 0049591051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 21, 2026 |
| Property Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Document Number | 0000067417 |
| Book / Page | 6975 / 1445 |
| Instrument Date | May 15, 2026 |
| Instrument | 202667417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC, PENNYMAC LOAN SERVICES |
| Name | Verified Name |
|---|---|
| Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Document Number | 0000067417, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 6975/1445 |
| Instrument | 202667417 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 446 WINDROSE DR, ORLANDO, FL 32824-6138 |
| Document Number | 0065742566 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 6574/2566 |
| Instrument | 2024041275 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE E, CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 OCEANSIDE CT, KISSIMMEE, FL 34743-8319 |
| Document Number | 0061391223 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 6139/1223 |
| Instrument | 2022015788 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 249 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 320 Oceanside Ct was $4,446.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,446.00 | $302,300 Land $60,000 Building $242,300 | $302,300 Land $60,000 Building $242,300 |
| 2023 | $1,625.00 (+6.56%) Homeowner's exemption | $104,536 (+3%) | $295,600 (+21.95%) Land $50,000 Building $245,600 |
| 2022 | $1,525.00 Homeowner's exemption | $101,492 | $242,400 Land $40,000 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Oceanside Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Oceanside Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL | 140 / 20 |
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