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320 Oak Trl, Tow, TX 78672 Property Records

Llano County property record for 320 Oak Trl, Tow, TX 78672

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,504 sqft · built 2015
Lot Size0.271 acres (11,805 sqft)
OwnerIndividual Name on Record
Tax Bill$1,936 (2026)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone X (moderate risk)
APN13190-000-0111-0

Property Details

APN / Parcel Number

Primary APN13190-000-0111-0
Alternative APN
  • 14813

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,504 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area1,024 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialTile
Lot Area11,805 sqft (0.271 acres)
Lot Width140 ft Width
Garage TypeMixed
Garage Area440 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area552 sqft
Utility Building900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13190-000-0111-0
Street Address320 OAK TRL
CityTOW
StateTX
Zip78672-5209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOW VILLAGE LTS 111 & 112 & 0.271 AC FILL AREA
Legal SubdivisionTOW VILLAGE
Legal Lot Number111,112
JurisdictionLLANO TX
Township / Civil DivisionLLANO NORTH
Census Block Group1
Census Block1138
Census Tract970100

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 OAK TRL, TOW, TX 78672-5209
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2019
Deed SaleMar 22, 2019
Deed Document Number20191627
Last Transfer DateJun 8, 2026
Transfer Doc0000003257
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLLANO TX
Recording DateJun 9, 2026
Property Address320 OAK TRL, TOW, TX 78672-5209
Document Number0000003257
Instrument DateJun 8, 2026
Instrument20263257
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address320 OAK TRL, TOW, TX 78672-5209

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,936.00 (+428.96%)$162,600 (-11.3%) Land $34,802 Building $127,798$162,600 (-11.3%) Land $34,802 Building $127,798
2025$366.00 (-74.67%) Homeowner's exemption Senior Citizen's exemption$183,316 (-30.03%) Land $35,219 Building $148,097$183,316 (-30.03%) Land $35,219 Building $148,097
2023$1,445.00 Homeowner's exemption Senior Citizen's exemption$262,010 Land $42,000 Building $220,010$262,010 Land $42,000 Building $220,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1999)
Most Recent ClaimMar 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOW WATER SYSTEM
serves 93 people · EPA ID TX1500011
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
Rise Broadband
Fixed Wireless		50 / 10

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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