320 Oak Ter, Seguin, TX 78155 Property Records

Guadalupe County property record for 320 Oak Ter, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	4,381 sqft · built 2023
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$12,500 (Jun 2009)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G2990200001000000`

Property Details

APN / Parcel Number

Primary APN	`1G2990200001000000`
Alternative APNs	`000000041440` `000000271198` `41440`

Interior

Stories	2 Stories
Building Area	4,381 sqft Living Area
Gross Area	5,389 sqft
1st Floor Area	2,464 sqft
2nd Floor Area	1,917 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	17,860 sqft (0.41 acres)
Lot Width	2 ft Width
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 OAK TER
City	SEGUIN
State	TX
Zip	78155-0125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 10 SHADY OAKS TERRACE #2 0.4100 AC
Legal Subdivision	SHADY OAKS TERRACE #2
Legal Block	2
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2002
Census Tract	210511

Owner

320 Oak Ter is owned and occupied by two individuals who acquired it in June 2014.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 OAK TER, SEGUIN, TX 78155-0124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Vendor's Lien, Transfer · Commercial Mortgage FIRST COMMERCIAL BANK
Aug 5, 2020	Warranty Deed, Transfer FIRST COM'L BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2009 · Amount on File
Deed Sale	Jun 4, 2009 · Amount on File
Deed Document Number	20099611
Deed Book / Page	2750 / 1020
Last Transfer Date	Jun 27, 2014
Transfer Doc	0000010932
Record Updated	Sep 20, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Apr 12, 2022
Property Address	OAK TER, SEGUIN, TX 78155
Document Number	0099011682
Map Reference	VOL 4 PG 17
Instrument Date	Apr 8, 2022
Instrument	202299011682
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	NEW BRAUNFELS TITLE COMPANY CYN LAKE, NEW BRAUNFELS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 LOGANS PASS, NEW BRAUNFELS, TX 78130-7706

Mortgage

Document Number	0099011683
Date	Apr 12, 2022
Instrument	202299011683

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 8, 2025

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 5, 2020
Property Address	OAK TER, TX
Document Number	0000020617
Instrument Date	Jul 31, 2020
Instrument	20617
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIVE STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2001 CASTLE CREEK DR SAN MARCOS TX 786662211, SAN MARCOS, TX 78666-2211

Mortgage

Document Number	20618
Date	Aug 5, 2020
Instrument	20618

Lender

Name	FIRST COM'L BK NA
Address	SEGUIN, TX 78155

Agreement

Amount	Amount on Record
Term	36 Months
Due	Aug 4, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 320 Oak Ter was $7,387 with a homeowner's exemption, up 1,152% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	Navarro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,088 (+11.66%) Land $46,975 Building $514,212	$561,187 (+16.23%) Land $46,975 Building $514,212
2025	$7,387.00 (+1,152.03%)	$475,619 Land $54,430 Building $428,377	$482,807 Land $54,430 Building $428,377
2024	$590.00 (+22.92%)
2023	$480.00 (-34.07%)	$32,807 Land $32,807	$32,807 Land $32,807
2022	$728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Oak Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Oak Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: AT&T, Spectrum, Verizon, VTX Communications.

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