320 Oak St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 320 Oak St, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1920
Lot Size	0.139 acres (6,064 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$5,061 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0095 B:1927 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0095 B:1927 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	3,186 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,064 sqft (0.139 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	320 OAK ST
City	CLINTON
State	MA
Zip	01510-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1927
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2010
Census Tract	716101

Owner

320 Oak St is owned and occupied by an individual who bought it in July 2023.

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 OAK ST, CLINTON, MA 01510-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP
Jun 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Feb 23, 1977 · Amount on File
Deed Document Number	202359085
Deed Book / Page	69417 / 63
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Jul 21, 2023
Property Address	320 OAK ST, CLINTON, MA 01510-3118
Document Number	0069417-63
Book / Page	69417 / 63
Instrument Date	Jul 21, 2023
Instrument	59085
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OAK ST, CLINTON, MA 01510-3118

Mortgage

Document Number	0000059086
Date	Jul 21, 2023
Instrument	59086

Lender

Name	NEW ENGLAND REGIONAL MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Jun 20, 2019
Property Address	320 OAK ST, CLINTON, MA 01510-3118
Document Number	60581-250
Book / Page	060581 / 000250
Instrument Date	Jun 19, 2019
Instrument	57547
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	34 HARKINS ST CLINTON MA 015101010, CLINTON, MA 01510-1010

Tax Assessment & Valuation

The 2026 property tax bill for 320 Oak St was $5,061, up 9.5% from the year before.

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,061.00 (+9.5%)	$389,900 (+12.2%) Land $110,100 Building $279,800	$429,970 (-)
2025	$4,622.00 (+5.6%)	$347,500 (+4.32%) Land $100,000 Building $247,500	$429,970 (+1.53%)
2024	$4,377.00 (+6.78%)	$333,100 (+8.64%) Land $100,000 Building $233,100	$423,510
2023	$4,099.00	$306,600 Land $90,900 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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