320 Oak St, Audubon, NJ 08106 Property Records

Camden County and Audubon Borough property record for 320 Oak St, Audubon, NJ 08106

Property Summary

Property Type	Single Family Home
Details	1,341 sqft · built 1915
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$260,900 (Jun 2020)
Tax Bill	$7,820 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00104-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`01-00104-0000-00006`
Alternative APN	`010010400006`

Interior

Stories	2 Stories
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	320 OAK ST
City	AUDUBON
State	NJ
Zip	08106-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EXP 1989
Legal Subdivision	CEDARCROFT TR SEC 17
Legal Block	104
Legal Lot Number	6
Jurisdiction	CAMDEN NJ
Township / Civil Division	AUDUBON
Census Block Group	3
Census Block	3002
Census Tract	605602

Owner

320 Oak St is owned and occupied by an individual who bought it in June 2020.

Source: Camden County and Audubon Borough records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	320 OAK ST, AUDUBON, NJ 08106-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 19, 2020	Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Document Number	202045808
Deed Book / Page	11428 / 548
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	320 OAK ST, AUDUBON, NJ 08106-2125
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OAK ST, AUDUBON, NJ 08106-2125

Mortgage

Document Number	0000065705
Date	Jul 5, 2022
Book Page	12128/903
Instrument	2022065705

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jun 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jun 19, 2020
Property Address	320 OAK ST, AUDUBON, NJ 08106-2125
Document Number	0000045808
Book / Page	11428 / 548
Instrument Date	May 29, 2020
Instrument	2020045808
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CITY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 SOMERS AVE, 129, MOORESTOWN, NJ 08057-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 OAK ST, AUDUBON, NJ 08106-2125

Mortgage

Document Number	0011428555
Date	Jun 19, 2020
Instrument	11428/555

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Oak St was $7,820, up 4% from the year before.

Source: Camden County and Audubon Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Audubon Borough
Unified School District	Audubon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (-) Land $95,000 Building $91,200	$186,200 (-) Land $95,000 Building $91,200
2025	$7,820.00 (+4.04%)	$186,200 Land $95,000 Building $91,200	$186,200 Land $95,000 Building $91,200
2024	$7,516.00
2023		$186,200 Land $95,000 Building $91,200	$186,200 Land $95,000 Building $91,200
2022	$7,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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