Franklin County property record for 320 Oak Leaf Ct, Villa Ridge, MO 63089
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Company Name on File |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-4-17.0-0-020-028.580 |
| Primary APN | 18-4-17.0-0-020-028.580 |
|---|
| Lot Area | 52,272 sqft (1.2 acres) |
|---|
| Street Address | 320 OAK LEAF CT |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1120 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT: 46 OAK HOLLOW PLAT 5 |
| Legal Subdivision | OAK HOLLOW |
| Legal Lot Number | 46 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 800104 |
320 Oak Leaf Ct, residential vacant land, is owned by a company that acquired it in August 2024.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 35 INDIGO BUSH CT, O FALLON, MO 63368-9751 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Aug 6, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 |
| Deed Sale | Aug 6, 2024 |
| Deed Document Number | 2409041 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 320 OAK LEAF CT, VILLA RIDGE, MO 63089-1120 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | ESCROWNET, ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002509880 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 2509880 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 6, 2024 |
| Property Address | 320 OAK LEAF CT, VILLA RIDGE, MO 63089-1120 |
| Document Number | 0002409041 |
| Map Reference | DOC 2211833 |
| Instrument Date | Aug 2, 2024 |
| Instrument | 2409041 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 INDIGO BUSH CT, O FALLON, MO 63368-9751 |
The 2025 property tax bill for 320 Oak Leaf Ct was $210.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 | $3,888 | $32,400 Land $32,400 |
| 2023 | $215.00 | $3,888 | $32,400 Land $32,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Oak Leaf Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Oak Leaf Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| BlueBit Networks Fiber | 200 / 200 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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