Marion County property record for 320 NW 3rd Ave, Ocala, FL 34475 · Last verified January 2026
| Property Type | Commercial |
|---|---|
| Details | 6 ba · 7,640 sqft · built 1976 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Owner Name on File |
| Last Sale | $330,000 (May 1998) |
| Tax Bill | $14,793 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2860-006-001 |
| Primary APN | 2860-006-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 7,640 sqft Total Area |
| 1st Floor Area | 12,056 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 27,007 sqft (0.619 acres) |
| Lot Dimensions | 195 ft deep x 138 ft wide |
| Canopy | 99 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1237599000 |
|---|---|
| Old Parcel Number | 2860006001 |
| Street Address | 320 NW 3RD AVE |
| City | OCALA |
| State | FL |
| Zip | 34475-8817 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SEC 18 TWP 15 RGE 22 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 18 |
| Legal Subdivision | OLD SURV/OCALA |
| Legal Block | 6,20 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 1900 |
Source: Marion County records · APN 2860-006-001
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 320 NW 3RD AVE, OCALA, FL 34475-8817 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| Mar 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK |
| Jan 12, 2018 | Loan Modification, Mortgage CBC NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 1998 · Amount on Record |
| Deed Sale | May 01, 1998 · Amount on Record |
| Deed Document Number | 0002497146 |
| Deed Book / Page | 2497 / 146 |
| Last Transfer Date | May 07, 1998 |
| Transfer Doc | 0024970146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 320 NW 3RD AVE, OCALA, FL 34475-8817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5891 NW 80TH AVENUE RD, OCALA, FL 34482-2024 |
| Document Number | 0082581981 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 8258/1981 |
| Instrument | 2024022971 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | 5860 W HIGHWAY 40, OCALA, FL 34482 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 320 NW 3RD AVE, OCALA, FL 34475-8817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069320119 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 6932/0119 |
| Instrument | 2019027031 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34471 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 320 NW 3RD AVE, OCALA, FL 34475-8817 |
| Document Number | 0067011757 |
| Book / Page | 006701 / 001757 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10030 NW HIGHWAY 225A OCALA FL 344821269, OCALA, FL 34482-1269 |
| Document Number | 0067011757 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 006701/001757 |
| Instrument | 4389 |
| Name | CBC NAT'L BK |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34471 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 15, 2023 |
Source: Marion County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Municipality | Ocala City |
| Unified School District | Marion County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,793.00 (+3.53%) | $749,432 (+6.45%) Land $107,640 Building $641,792 | $749,432 (+6.45%) Land $107,640 Building $641,792 |
| 2023 | $14,288.00 (+9.82%) | $704,040 (+2.95%) Land $80,730 Building $623,310 | $704,040 (+2.95%) Land $80,730 Building $623,310 |
| 2022 | $13,010.00 | $683,842 Land $80,730 Building $603,112 | $683,842 Land $80,730 Building $603,112 |
Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830019001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 37 units insured 18 under condo master policies |
| Nearby Flood Claims | 2 (2007–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024, other causes, Hurricane Helene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | DSL | 100 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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