320 NW 2nd St, Stuart, IA 50250 Property Records

Guthrie County property record for 320 NW 2nd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1958
Lot Size	0.288 acres (12,524 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Nov 2005)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001338100`

Property Details

APN / Parcel Number

Primary APN	`0001338100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,524 sqft (0.288 acres)
Lot Dimensions	202 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 NW 2ND ST
City	STUART
State	IA
Zip	50250-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 78 30 LOT 7 & E 19.775' L 8 & E 47' L 2 & W 15' L 15
Legal Range	30W
Legal Township	78N
Legal Section	32
Legal Subdivision	5TH PM
Legal Lot Number	7
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2071
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 NW 2ND ST, STUART, IA 50250-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2005 · Amount on Record
Deed Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	20053677
Deed Book / Page	2005 / 3677
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	320 NW 2ND ST, STUART, IA 50250-3045
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201740
Date	Jul 7, 2020
Instrument	2020-1740

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (-) Land $15,600 Building $107,200	$122,800 (-) Land $15,600 Building $107,200
2025	$1,760.00 (+1.38%) Homeowner's exemption	$122,800 (+9.84%) Land $15,600 Building $107,200	$122,800 (+9.84%) Land $15,600 Building $107,200
2024	$1,736.00 (+12.58%)
2023		$111,800 (+26.61%) Land $14,000 Building $97,800	$111,800 (+26.61%) Land $14,000 Building $97,800
2022	$1,542.00 Homeowner's exemption	$88,300 Land $14,000 Building $74,300
2021			$88,300 Land $14,000 Building $74,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.