Kane County property record for 320 North St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1870 |
| Square Footage | 2,901 sqft Living Area |
| Lot Size | 7,223 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2022) |
| Tax Bill | $7,830.00 (2025) |
| Primary APN | 06-13-153-017 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Building Area | 2,901 sqft Living Area |
| Gross Area | 4,412 sqft Gross Area |
| Basement Area | 1,511 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Brick Exterior |
| Lot Area | 7,223 sqft (0.166 acres) |
| Depth X Width | 99 ft x 74 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 320 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NONE |
| Legal Subdivision | B W RAYMONDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-13-153-017
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 NORTH ST, ELGIN, IL 60120-5630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Jan 08, 2016 · Amount on Record |
| Deed Doc Number | 20228812 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 NORTH ST, ELGIN, IL 60120-5630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011062 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024K011062 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 04, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 15, 2022 |
| Property Address | 320 NORTH ST, ELGIN, IL 60120-5630 |
| Document Number | 0000008812 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 2022K008812 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 NORTH ST, ELGIN, IL 60120-5630 |
| Document Number | 0000008813 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022K008813 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,830.00 (+37.39%) | ||
| 2024 | $94,538 (+31.8%) Land $12,445 Building $82,093 | $283,727 (+31.85%) Land $37,350 Building $246,378 | |
| 2022 | $5,699.00 (+4.63%) Homeowner's exemption | $71,730 (+6.96%) Land $10,252 Building $61,478 | $215,190 (+6.96%) Land $30,756 Building $184,434 |
| 2021 | $5,447.00 Homeowner's exemption | $67,063 Land $9,585 Building $57,478 | $201,189 Land $28,755 Building $172,434 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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