Lake County property record for 320 Noble Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,024 sqft · built 1910 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Oct 2023) |
| Tax Bill | $9,250 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-104-099 |
| Primary APN | 12-28-104-099 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 1,412 sqft |
| Upper Floors Area | 612 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 70 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 320 NOBLE AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAS.L.HARDER JR S SUBDN W 50 FT LOT 2 & W 70 FT LOT 3 BLOCK 1 |
| Legal Subdivision | CHAS.L.HARDER JR S SUBDN |
| Legal Block | 1 |
| Legal Lot Number | 2,3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 Noble Ave is owned by two individuals who bought it in October 2023.
Source: Lake County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 WESTOVER RD, HIGHWOOD, IL 60040-2019 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2017 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on File |
| Deed Sale | Oct 3, 2023 · Amount on File |
| Prior Sale | Apr 6, 2004 · Amount on File |
| Deed Document Number | 20237998745 |
| Prior Transfer Date | Oct 8, 2002 |
| Prior Transfer Doc | 0005059301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 29, 2026 |
| Property Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0008171907 |
| Instrument Date | May 22, 2026 |
| Instrument | 20268171907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0008171907, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20268171907 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 3, 2023 |
| Property Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0007998745 |
| Map Reference | DOC 110500 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 7998745 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0007998746 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 7998746 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 2, 2017 |
| Property Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0007399447 |
| Instrument Date | May 24, 2017 |
| Instrument | 7399447 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 470 MICHIGAMME LN LAKE FOREST IL 600452819, LAKE FOREST, IL 60045-2819 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 26, 2017 |
| Property Address | 320 NOBLE AVE, LAKE FOREST, IL 60045-1334 |
| Document Number | 0007389831 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 7389831 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 470 MICHIGAMME LN LAKE FOREST IL 600452819, LAKE FOREST, IL 60045-2819 |
| Document Number | 7389832 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 7389832 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,554 Land $83,700 Building $76,854 | $481,710 Land $251,125 Building $230,585 | |
| 2024 | $9,250.00 (+30.12%) | ||
| 2023 | $7,109.00 (+2.85%) | $142,600 (+21.1%) Land $74,340 Building $68,260 | $427,842 (+21.1%) Land $223,042 Building $204,800 |
| 2022 | $6,912.00 | $117,750 Land $61,385 Building $56,365 | $353,285 Land $184,173 Building $169,112 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Noble Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Noble Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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