Middlesex County and Lowell City property record for 320 Nesmith St, Apt 24, Lowell, MA 01852
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 552 sqft · built 1983 |
| Lot Size | 0.585 acres (25,510 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,493 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Feb 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S19870 |
| Primary APN | S19870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 12 Units |
| Stories | 2 Stories |
| Building Area | 552 sqft Living Area |
| 1st Floor Area | 552 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 25,510 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | S19870 |
|---|---|
| Street Address | 320 NESMITH ST, 24 |
| City | LOWELL |
| State | MA |
| Zip | 01852-3741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | TMF |
| Legal Subdivision | STORYHILLS CONDO |
| Legal Block | 4280 |
| Legal Lot Number | 320 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 312502 |
320 Nesmith St, Apt 24 is owned by a company that acquired it in December 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 134, LEXINGTON, MA 02420-0002 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage COMMUNITY NATIONAL BANK |
| Feb 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY NATIONAL BANK |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PACIFIC PREMIER TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2014 |
| Deed Sale | Dec 10, 2014 |
| Prior Sale | May 18, 2011 · Amount on File |
| Deed Document Number | 201450000 |
| Deed Book / Page | 28686 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 320 NESMITH ST APT 24, 24, LOWELL, MA 01852-3741 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039374-208 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | 39374/208 |
| Instrument | 21212 |
| Name | COMMUNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 320 NESMITH ST APT 24, 24, LOWELL, MA 01852-3741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036808-111 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 36808/111 |
| Instrument | 6732 |
| Name | COMMUNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 320 NESMITH ST APT 24, 24, LOWELL, MA 01852-3741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35531-140 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 35531/140 |
| Instrument | 18085 |
| Name | PACIFIC PREMIER TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 320 Nesmith St, Apt 24 was $1,493, up 5.2% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,493.00 (+5.21%) | $131,500 (+6.39%) Building $131,500 | $206,500 (-16.69%) |
| 2025 | $1,419.00 (-5.9%) | $123,600 (-2.37%) Building $123,600 | $247,855 (-3.12%) |
| 2024 | $1,508.00 (+27.26%) | $126,600 (+32.7%) Building $126,600 | $255,835 |
| 2023 | $1,185.00 | $95,400 Building $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Nesmith St, Apt 24 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 320 Nesmith St, Apt 24, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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