320 Neptunes Bight, Naples, FL 34103 Property Records

Collier County property record for 320 Neptunes Bight, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,887 sqft · built 2024
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,000,000 (May 2021)
Tax Bill	$100,454 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`112000 1 454A16`

Property Details

APN / Parcel Number

Primary APN	`112000 1 454A16`
Alternative APNs	`159518000010294001454` `15951800001`

Interior

Stories	1 Story
Building Area	3,887 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront
Pool Area	392 sqft
Deck Area	376 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	320 NEPTUNES BIGHT
City	NAPLES
State	FL
Zip	34103-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 1 BLK 1 LOT 45 OR 1920 PG 1719
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 1
Legal Tract	112000
Legal Block	1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 ENGEL BLVD, PARK RIDGE, IL 60068-4458
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2021 · Amount on Record
Deed Sale	May 9, 2021 · Amount on Record
Prior Sale	Mar 7, 1994 · Amount on Record
Deed Document Number	20216054893
Deed Book / Page	5943 / 1566
Last Transfer Date	Mar 3, 2023
Transfer Doc	0062233908
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	320 NEPTUNES BIGHT, NAPLES, FL 34103-3535
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ENGEL BLVD, PARK RIDGE, IL 60068-4458

Mortgage

Document Number	0062261177
Date	Mar 17, 2023
Book Page	6226/1177
Instrument	6376920

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2034
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 10, 2023
Property Address	320 NEPTUNES BIGHT, NAPLES, FL 34103-3535
Document Number	0062233908
Book / Page	6223 / 3908
Map Reference	MB 8 PG 43&44
Instrument Date	Mar 2, 2023
Instrument	6374016
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 NEPTUNES BIGHT, NAPLES, FL 34103-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	515 ENGEL BLVD, PARK RIDGE, IL 60068-4458

Mortgage

Document Number	0062261177
Date	Mar 10, 2023
Instrument	6226/1177

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2034
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 9, 2021
Property Address	320 NEPTUNES BIGHT, NAPLES, FL 34103-3535
Document Number	0059431566
Book / Page	5943 / 1566
Map Reference	MB 8 PG 43&44
Instrument Date	May 7, 2021
Instrument	6054893
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$42,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 GOLFCREST DRIVE, DEARBORN, MI 48124-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 ENGEL BLVD, PARK RIDGE, IL 60068-4458

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 10, 2019
Property Address	320 NEPTUNES BIGHT, NAPLES, FL 34103-3535
Document Number	0055883022
Book / Page	005588 / 003022
Instrument Date	Dec 12, 2018
Instrument	5658403
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	425 GOLFCREST DR DEARBORN MI 481241119, DEARBORN, MI 48124-1119

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,807,112 (-11.51%) Land $4,184,460 Building $5,622,652	$9,807,112 (-11.51%) Land $4,184,460 Building $5,622,652
2025	$100,454.00 (+144.14%)	$11,082,972 (+137.11%) Land $4,184,460 Building $6,898,512	$11,082,972 (+88.31%) Land $4,184,460 Building $6,898,512
2024	$41,146.00 (-15.18%)
2023	$48,510.00 (+11.99%)	$4,674,113 (+5.95%)	$5,885,460 (+33.4%) Land $5,885,460
2022	$43,318.00	$4,411,741 Land $4,232,939 Building $178,802	$4,411,741 Land $4,232,939 Building $178,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 539 condo units
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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