Monroe County property record for 320 Nellies Rdg, Valmeyer, IL 62295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,104 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2024) |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-181-119-000 |
| Primary APN | 09-02-181-119-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,104 sqft Building Perimeter |
| 1st Floor Area | 504 sqft |
| Upper Floors Area | 504 sqft |
| Basement Area | 1,704 sqft |
| Unfinished Basement | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 320 NELLIES RDG |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR1 |
| Legal Description | LOT 119 NEW VALMEYER PHASE 2 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | NEW VALMEYER PH 02 |
| Legal Lot Number | 119 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 600402 |
320 Nellies Rdg is owned and occupied by two individuals who bought it in November 2024.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 NELLIES RDG, VALMEYER, IL 62295-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Deed Document Number | 2024435212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 320 NELLIES RDG, VALMEYER, IL 62295-3027 |
| Document Number | 0000408033 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 NELLIES RDG VALMEYER IL 622953027, VALMEYER, IL 62295-3027 |
| Document Number | 0000408033 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 408033 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 17, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 320 Nellies Rdg was $4,924, up 8.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,924.00 (+8.43%) Homeowner's exemption | $95,790 Land $8,920 Building $86,870 | $287,370 Land $26,760 Building $260,610 |
| 2024 | $4,541.00 | ||
| 2022 | Additional exemption filed | $69,050 Land $8,920 Building $60,130 | $207,150 Land $26,760 Building $180,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Nellies Rdg in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 5 (1993–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Nellies Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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