320 Neel Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 320 Neel Rd, Salisbury, NC 28147

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,616 sqft · built 1967
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Feb 2022)
Tax Bill$1,521 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN464B083

Property Details

APN / Parcel Number

Primary APN464B083
Alternative APN
  • 6342836

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,616 sqft Living Area
1st Floor Area1,616 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Lot Area42,689 sqft (0.98 acres)
Garage TypeDetached
Garage Area384 sqft
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Street Address320 NEEL RD
CitySALISBURY
StateNC
Zip28147-8595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 NEEL ESTATES SEC 1
Legal SubdivisionNEEL ESTATES
JurisdictionROWAN NC
Township / Civil DivisionLOCKE
Census Block Group2
Census Block2009
Census Tract51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address320 NEEL RD, SALISBURY, NC 28147-8595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 8, 2020Deed of Trust, Mortgage · VA Mortgage
LCACOPIA LLC
Jul 5, 2019Warranty Deed, Transfer · VA Mortgage
ACOPIA
Feb 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleJul 5, 2019 · Amount on Record
Deed Book / Page1394 / 939
Prior Transfer DateDec 11, 2016
Prior Transfer Doc0012840314
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 10, 2022
Property Address320 NEEL RD, SALISBURY, NC 28147-8595
Document Number0013940939
Book / Page1394 / 939
Map ReferenceMB 9995 PG 962
Instrument DateFeb 8, 2022
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyFORTIFIED TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80798 POLO RIDGE RD, 80798, WARRENTON, OR 97146-4417

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 NEEL RD, SALISBURY, NC 28147-8595

Mortgage

Document Number0001394940
DateFeb 10, 2022
Instrument1394/940
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address320 NEEL RD, SALISBURY, NC 28147-8595
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013560002
DateSep 8, 2020
Book Page1356/2
Lender
NameLCACOPIA LLC
TypeMortgage Company
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 5, 2019
Property Address320 NEEL RD, SALISBURY, NC 28147-8595
Document Number0013300449
Book / Page001330 / 000449
Instrument DateJun 13, 2019
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$297.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 NEEL RD SALISBURY NC 281478595, SALISBURY, NC 28147-8595

Mortgage

Document Number13300450
DateJul 5, 2019
Book Page001330/000450
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2049

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateFeb 1, 2017
Property Address320 NEEL RD, SALISBURY, NC 28147-8595
Document Number0012840314
Book / Page001284 / 000314
Instrument DateDec 11, 2016
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8100 BARSTOW ST NE #15201 ALBUQUERQUE NM 871222882, 15201, ALBUQUERQUE, NM 87122-2882

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,521.00$224,543 (-) Land $34,000 Building $190,543$224,543 (-) Land $34,000 Building $190,543
2025$1,521.00$224,543 (-) Land $34,000 Building $190,543
2023$1,521.00$224,543 Land $34,000 Building $190,543$224,543 Land $34,000 Building $190,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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