Rowan County property record for 320 Neel Rd, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,616 sqft · built 1967 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Feb 2022) |
| Tax Bill | $1,521 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 464B083 |
| Primary APN | 464B083 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Street Address | 320 NEEL RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-8595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 NEEL ESTATES SEC 1 |
| Legal Subdivision | NEEL ESTATES |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 51202 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 8, 2020 | Deed of Trust, Mortgage · VA Mortgage LCACOPIA LLC |
| Jul 5, 2019 | Warranty Deed, Transfer · VA Mortgage ACOPIA |
| Feb 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Jul 5, 2019 · Amount on Record |
| Deed Book / Page | 1394 / 939 |
| Prior Transfer Date | Dec 11, 2016 |
| Prior Transfer Doc | 0012840314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 10, 2022 |
| Property Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Document Number | 0013940939 |
| Book / Page | 1394 / 939 |
| Map Reference | MB 9995 PG 962 |
| Instrument Date | Feb 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | FORTIFIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80798 POLO RIDGE RD, 80798, WARRENTON, OR 97146-4417 |
| Name | Verified Name |
|---|---|
| Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Document Number | 0001394940 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 1394/940 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013560002 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 1356/2 |
| Name | LCACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 5, 2019 |
| Property Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Document Number | 0013300449 |
| Book / Page | 001330 / 000449 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 NEEL RD SALISBURY NC 281478595, SALISBURY, NC 28147-8595 |
| Document Number | 13300450 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 001330/000450 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 1, 2017 |
| Property Address | 320 NEEL RD, SALISBURY, NC 28147-8595 |
| Document Number | 0012840314 |
| Book / Page | 001284 / 000314 |
| Instrument Date | Dec 11, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8100 BARSTOW ST NE #15201 ALBUQUERQUE NM 871222882, 15201, ALBUQUERQUE, NM 87122-2882 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,521.00 | $224,543 (-) Land $34,000 Building $190,543 | $224,543 (-) Land $34,000 Building $190,543 |
| 2025 | $1,521.00 | $224,543 (-) Land $34,000 Building $190,543 | |
| 2023 | $1,521.00 | $224,543 Land $34,000 Building $190,543 | $224,543 Land $34,000 Building $190,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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