320 Neel Ave, Rose Hill Acres (Lumberton), TX 77657 Property Records

Hardin County property record for 320 Neel Ave, Rose Hill Acres, TX 77657

Property Summary

Property Type	Single Family Home
Details	1,269 sqft · built 1975
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,133 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005050-004000`

Property Details

APN / Parcel Number

Primary APN	`005050-004000`
Alternative APN	`33118`

Interior

Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	390 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	33118
Street Address	320 NEEL AVE
City	LUMBERTON
State	TX
Zip	77657-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S05050 ARTESIAN ACRES BLK 6, LOT 2, ACRES .4591
Legal Subdivision	ARTESIAN ACRES
Legal Block	6
Legal Lot Number	2
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	3
Census Block	3018
Census Tract	30503

Owner

320 Neel Ave is owned and occupied by two individuals who acquired it in September 2016.

Source: Hardin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 NEEL AVE, LUMBERTON, TX 77657-9567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2016
Deed Sale	Sep 30, 2016
Prior Sale	Jul 14, 2015 · Amount on File
Deed Document Number	201668441
Prior Transfer Date	Jul 6, 2015
Prior Transfer Doc	0000057030
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	320 NEEL AVE, ROSE HILL ACRES, TX 77657-9567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109593
Date	Nov 24, 2020
Instrument	2020-109593

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 320 Neel Ave was $2,133 with a homeowner's exemption, up 149.5% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Rose Hill Acres City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,133.00 (+149.47%) Homeowner's exemption	$119,152 (-2.26%) Land $33,500 Building $85,652	$119,152 (-2.26%) Land $33,500 Building $85,652
2025	$855.00 (-20.76%) Homeowner's exemption	$121,908 (-) Land $33,500 Building $88,408	$121,908 (-) Land $33,500 Building $88,408
2024	$1,079.00 (+5.06%) Homeowner's exemption	$121,908 (-3.69%) Land $33,500 Building $88,408	$121,908 (-3.69%) Land $33,500 Building $88,408
2023	$1,027.00 Homeowner's exemption	$126,582 Land $33,500 Building $93,082	$126,582 Land $33,500 Building $93,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Neel Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Nearby Flood Policies	126 in force
Nearby Flood Claims	29 (2017–2023)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Neel Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20