320 Nancy Ln, Gaffney, SC 29341 Property Records

Cherokee County property record for 320 Nancy Ln, Gaffney, SC 29341 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1988
Square Footage	1,650 sqft Living Area
Lot Size	40,511 sqft (0.93 acres)
Occupancy	Owner Occupied
Tax Bill	$1,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`014964-23-3`
Alternative APNs	`0580000050005 00613689` `058-00-00-050.005` `014987223`

Interior

Building Area	1,650 sqft Living Area
Basement Area	984 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Exterior Material	Siding Exterior
Lot Area	40,511 sqft (0.93 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0580000050005 00613689
Street Address	320 NANCY LN
City	GAFFNEY
State	SC
Zip	29341-4832
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	320 NANCY LN HORTON $52000 SCRUGGS $79900
Legal Tract	81
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	2
Census Block	2033
Census Tract	970204

Owner

Source: Cherokee County records · APN 014964-23-3

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 NANCY LN, GAFFNEY, SC 29341-4832
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jun 19, 2013 · Amount on Record
Last Transfer Date	May 11, 2023
Transfer Doc	0001600040
Record Refreshed	Jun 08, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 11, 2023
Property Address	320 NANCY LN, GAFFNEY, SC 29341-4832
Document Number	0001600040
Book / Page	160 / 40
Map Reference	CAB C SL 103 PG 7
Instrument Date	Apr 28, 2023
Instrument	202300002645
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 GENTRY LN, COWPENS, SC 29330-9679

Mortgage

Document Number	202300002646
Date	May 11, 2023
Instrument	202300002646

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00 (+151.93%) Homeowner's exemption	$6,380 (+16.42%) Land $1,620 Building $4,760	$152,000 (+10.95%) Land $33,000 Building $119,000
2023	$570.00	$5,480 Land $720 Building $4,760	$137,000 Land $18,000 Building $119,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.