320 N Willow Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 320 N Willow Ave, Rialto, CA 92376

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,580 sqft · built 1927
Lot Size	0.176 acres (7,678 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2017)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0130-023-30-0000`

Property Details

APN / Parcel Number

Primary APN	`0130-023-30-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,678 sqft (0.176 acres)
Lot Dimensions	135 ft deep x 56.8 ft wide
Garage Type	Detached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	360 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 N WILLOW AVE
City	RIALTO
State	CA
Zip	92376-5832
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TRACT 1715 LOT 20 BLOCK 1 FRANCISCO SQUARE
Legal Subdivision	SAN FRANCISCO SQUARE
Legal Tract	1715
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1000
Census Tract	3509

Owner

320 N Willow Ave, a duplex, is owned by two individuals who acquired it in May 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2365, RIALTO, CA 92377-2365
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 15, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
May 15, 2017	Grant Deed, Transfer · FHA Mortgage WHOLESALE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Apr 18, 2003 · Amount on File
Deed Document Number	2017199183
Last Transfer Date	May 9, 2024
Transfer Doc	0000109644
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	320 N WILLOW AVE, RIALTO, CA 92376-5832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W WILLOW AVE, RIALTO, CA 92376-5832

Mortgage

Document Number	0000363807
Date	Sep 25, 2020
Instrument	2020-0363807

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2017
Property Address	320 N WILLOW AVE, RIALTO, CA 92376-5832
Document Number	0000199182
Instrument Date	Mar 15, 2017
Instrument	199182
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1324 W MILL ST SAN BERNARDINO CA 924102216, SAN BERNARDINO, CA 92410-2216

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2017
Property Address	320 N WILLOW AVE, RIALTO, CA 92376-5832
Document Number	0000199183
Instrument Date	Feb 24, 2017
Instrument	199183
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N WILLOW AVE RIALTO CA 923765832, RIALTO, CA 92376-5832

Mortgage

Document Number	199184
Date	May 15, 2017
Instrument	199184

Lender

Name	WHOLESALE CAP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92553

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Willow Ave was $5,496.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,816 (+2%) Land $106,542 Building $272,274
2025	$5,496.00 Homeowner's exemption	$371,388 Land $104,453 Building $266,935
2023	$5,491.00 (+8.07%) Homeowner's exemption	$356,967 Land $100,397 Building $256,570
2022	$5,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 N Willow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 N Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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