320 N Union St, Delaware, OH 43015 Property Records

Delaware County property record for 320 N Union St, Delaware, OH 43015

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,268 sqft · built 1901
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Aug 2015)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Feb 2023 Transfer Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-431-03-001-000`

Property Details

APN / Parcel Number

Primary APN	`519-431-03-001-000`
Alternative APN	`141052.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	928 sqft
Upper Floors Area	1,340 sqft
Basement Area	928 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	165 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	325 sqft
Deck Area	151 sqft
Patio Area	151 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	320 N UNION ST
City	DELAWARE
State	OH
Zip	43015-1634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS 1402
Legal Subdivision	D H POTTERS
Legal Lot Number	1402
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1024
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 N UNION ST, DELAWARE, OH 43015-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Intrafamily Transfer, Transfer NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	201522946
Deed Book / Page	1369 / 2159
Last Transfer Date	Feb 17, 2023
Transfer Doc	0000003338
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Feb 24, 2023
Property Address	320 N UNION ST, DELAWARE, OH 43015-1634
Document Number	0000003338
Book / Page	2017 / 1435
Instrument Date	Feb 13, 2023
Instrument	202300003338
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE BOX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 N UNION ST, DELAWARE, OH 43015-1634

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	320 N UNION ST, DELAWARE, OH 43015-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032450
Date	Nov 30, 2018
Book Page	1608/2257
Instrument	201800032450

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	320 N UNION ST, DELAWARE, OH 43015-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029580
Date	Oct 29, 2018
Book Page	1603/1085
Instrument	201800029580

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2038

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00 (+5.14%)	$86,810 (-) Land $21,180 Building $65,630	$248,000 (-) Land $60,500 Building $187,500
2024	$4,200.00 (-0.19%)	$86,810 (-) Land $21,180 Building $65,630
2023	$4,208.00	$86,810 Land $21,180 Building $65,630	$248,000 Land $60,500 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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