St. Tammany Parish property record for 320 N Theard St, Covington, LA 70433
| Property Type | Commercial |
|---|---|
| Details | 806 sqft · built 2004 |
| Owner | Company Name on File |
| Last Sale | $280,000 (May 2023) |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| APN | 106-009-9619 |
| Primary APN | 106-009-9619 |
|---|---|
| Alternative APN |
|
| Building Area | 806 sqft Total Area |
|---|
| Year Built | Built 2004 |
|---|
| Old Parcel Number | 106-009-9619 |
|---|---|
| Street Address | 320 N THEARD ST |
| City | COVINGTON |
| State | LA |
| Zip | 70433-2836 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PARCEL 62.82 X 64.39 X 72.07 X 50.50 X 38.15 BEING LOT 3 OF RESUB OF SQ 9 10 DIVISION ST JOHN COVINGTON CB 1317 774 |
| Legal Subdivision | COMMERCIAL DIV OF ST JOHN 06 |
| Legal Lot Number | 3 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 40501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Division of St. John Historic District (Boundary Decrease) listed 2023 · 180 contributing resources · NRIS 82000461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 N Theard St, a commercial property, is owned by a company that bought it in May 2023 and is owner-occupied.
Source: St. Tammany Parish records, as of February 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 320 W 13TH AVE, COVINGTON, LA 70433-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 2371657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 15, 2023 |
| Property Address | 320 N THEARD ST, COVINGTON, LA 70433-2836 |
| Document Number | 0002371657 |
| Instrument Date | May 12, 2023 |
| Instrument | 2371657 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | ALLEGIANCE TITLE & LAND SERV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 E 7TH AVE, COVINGTON, LA 70433-4116 |
| Name | Verified Name |
|---|---|
| Address | 320 W 13TH AVE, COVINGTON, LA 70433-3302 |
| Document Number | 0002371658 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2371658 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 320 N Theard St was $1,201, down 4.1% from the year before.
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (-4.07%) | $6,347 (-) Building $6,347 | $42,313 (-) Building $42,313 |
| 2024 | $1,252.00 (-7.33%) | $6,347 (-44.42%) Building $6,347 | $42,313 (-54.52%) Building $42,313 |
| 2023 | $1,351.00 | $11,420 (-) Land $5,073 Building $6,347 | $93,043 (-) Land $50,730 Building $42,313 |
| 2022 | $1,351.00 | $11,420 Land $5,073 Building $6,347 | $93,043 Land $50,730 Building $42,313 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 320 N Theard St; there have been 102 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 222 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 222 in force |
| Nearby Flood Claims | 102 (1980–2024) |
| Claims Outside the SFHA | 65 of 102 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 N Theard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: REV.
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