320 N State St, Genoa, IL 60135 Property Records

DeKalb County property record for 320 N State St, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,588 sqft)
OwnerIndividual Name on File
Last Sale$156,000 (Aug 2019)
Tax Bill$3,380 (2024)
Deeds & MortgagesAug 2019 Sale
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-19-327-002

Property Details

APN / Parcel Number

Primary APN03-19-327-002

Exterior

Lot Area9,588 sqft (0.22 acres)

Location & Zoning

Account Number0319327002
Street Address320 N STATE ST
CityGENOA
StateIL
Zip60135-1070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB OF NE1/4 SW1/4 - LOT 1
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionGENOA
Census Block Group1
Census Block1010
Census Tract100

Owner

320 N State St is owned and occupied by an individual who bought it in August 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address320 N STATE ST, GENOA, IL 60135-1070
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Grant Deed, Transfer
NOT AVAILABLE
Aug 16, 2019Deed of Trust, Mortgage
HEARTLAND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Prior SaleApr 1, 2008 · Amount on File
Deed Document Number20197347
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB IL
Recording DateAug 16, 2019
Property Address320 N STATE ST, GENOA, IL 60135-1070
Document Number0000007347
Instrument DateAug 16, 2019
Instrument7347
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$156.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 N STALE ST GENOA IL 60135, GENOA, IL 60135

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address320 N STATE ST, GENOA, IL 60135-1070
Document Number0000007348
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N STATE ST GENOA IL 601351070, GENOA, IL 60135-1070

Mortgage

Document Number0000007348
DateAug 16, 2019
Instrument7348
Lender
NameHEARTLAND BK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
AmountAmount on Record
Term360 Months
DueAug 15, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionGenoa Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,476 Land $13,658 Building $35,818$148,428 Land $40,974 Building $107,454
2024$3,380.00
2023$55,777 Land $11,688 Building $44,089$167,331 Land $35,064 Building $132,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: DNA Communications.

Nearby Properties on N State St

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