Story County property record for 320 N Riverside Dr, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,820 sqft · built 1938 |
| Lot Size | 0.264 acres (11,512 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-450-095 |
| Primary APN | 09-03-450-095 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 634 sqft |
| Basement Area | 652 sqft |
| Unfinished Basement | 652 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,512 sqft (0.264 acres) |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 N RIVERSIDE DR |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UCRM |
| Legal Description | READ'S LOT 3 AUD PLAT LTS 4,8,9,10 AUD REPLAT BLK 4 AND LOT 11 AUD REPLAT BLK 4 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 03 |
| Legal Subdivision | READ'S AUD PLAT (OF REPLAT OF LTS |
| Legal Block | 4 |
| Legal Lot Number | 3-4 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1000 |
320 N Riverside Dr is owner-occupied and held in a trust since March 2019.
Source: Story County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 N RIVERSIDE DR, AMES, IA 50010-5973 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 0201902077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Mar 27, 2019 |
| Property Address | 320 N RIVERSIDE DR, AMES, IA 50010-5973 |
| Document Number | 0201902077 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019-02077 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 N RIVERSIDE DR, AMES, IA 50010-5973 |
The 2025 property tax bill for 320 N Riverside Dr was $3,410 with a homeowner's exemption, up 10.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 (+10.43%) Homeowner's exemption | $282,400 Land $74,800 Building $207,600 | $282,400 Land $74,800 Building $207,600 |
| 2024 | $3,088.00 | ||
| 2023 | $245,200 Land $51,700 Building $193,500 | $245,200 Land $51,700 Building $193,500 | |
| 2022 | $3,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 N Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 27 (1984–2010) |
| Claims Outside the SFHA | 8 of 27 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 N Riverside Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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