320 N Ozark St, Harrison, AR 72601 Property Records

Boone County property record for 320 N Ozark St, Harrison, AR 72601

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,528 sqft
Lot Size	2.07 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$344,500 (Nov 2021)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`825-14527-000`

Property Details

APN / Parcel Number

Primary APN	`825-14527-000`
Alternative APNs	`27449.0` `27449`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,528 sqft Living Area
1st Floor Area	2,800 sqft
Upper Floors Area	728 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	90,605 sqft (2.07 acres)
Porch	Open Porch
Porch Area	420 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27449.0
Street Address	320 N OZARK ST
City	HARRISON
State	AR
Zip	72601-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE A PART OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION THIRTY (30), TOWNSHIP NINETEEN (19) NORTH, RANGE
Legal Range	20
Legal Township	19
Legal Section	30
Legal Subdivision	HARRISON CITY ACREAGE 30-19-20
Jurisdiction	BOONE AR
Township / Civil Division	NORTH HARRISON
Census Block Group	2
Census Block	2000
Census Tract	790501

Owner

320 N Ozark St is owned and occupied by two individuals who bought it in November 2021.

Source: Boone County records, as of October 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	320 N OZARK ST, HARRISON, AR 72601-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Construction Mortgage ARVEST BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Dec 19, 2019	Deed of Trust, Mortgage · Construction Mortgage ARVEST BANK
Sep 12, 2017	Warranty Deed, Construction Loan · Construction Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Deed Document Number	0021-008379
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	2017005146
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE AR
Property Address	320 N OZARK ST, HARRISON, AR 72601-1916
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002155
Date	Apr 30, 2019
Instrument	2019002155

Lender

Name	ARVEST BANK
Type	Bank
Address	BERRYVILLE, AR 72616

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 26, 2019

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE AR
Property Address	320 N OZARK ST, HARRISON, AR 72601-1916
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007968
Date	Dec 16, 2020
Instrument	2020007968

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE AR
Property Address	320 N OZARK ST, HARRISON, AR 72601-1916
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006962
Date	Dec 19, 2019
Instrument	2019006962

Lender

Name	ARVEST BANK
Type	Bank
Address	BERRYVILLE, AR 72616

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	May 26, 2020

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE AR
Recording Date	Sep 12, 2017
Property Address	320 N OZARK ST, HARRISON, AR 72601-1916
Document Number	2017005146
Instrument Date	Sep 8, 2017
Instrument	2017005146
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$92.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 317, JASPER, AR 72641-0317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 COUNTY ROAD 436, BERRYVILLE, AR 72616-8981

Mortgage

Document Number	2017005147
Date	Sep 12, 2017
Instrument	2017005147

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Ozark St was $2,582 with a homeowner's exemption.

Source: Boone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Boone County
Municipality	Harrison City
Unified School District	Harrison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 Homeowner's exemption	$50,630 Land $5,820 Building $44,810
2023	$2,582.00	$50,630 Land $5,820 Building $44,810	$253,150 Land $29,100 Building $224,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N Ozark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Ozark St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON WATERWORKS serves 17,455 people · EPA ID AR0000062
Water Source	Purchased surface water from CARROLL-BOONE WATER DISTRICT
Last State Inspection	Feb 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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