320 N Oak St, Breese, IL 62230 Property Records

Clinton County property record for 320 N Oak St, Breese, IL 62230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,740 sqft · built 1906
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2026)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-253-003`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-253-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Finished Area
1st Floor Area	2,140 sqft
Attic	Attic
Attic Area	537 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	320 N OAK ST
City	BREESE
State	IL
Zip	62230-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	KRUEP'S 1ST ADD BLK A LOT 5 & 6
Legal Subdivision	KRUEPS 1ST ADD
Legal Block	A
Legal Lot Number	5-6
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1157
Census Tract	900300

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 N OAK ST, BREESE, IL 62230-1774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Trustee's Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Dec 1, 2017	Deed, Transfer · Conventional Mortgage FCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 5, 2023 · Amount on Record
Deed Document Number	20262056
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	0000004265
Record Updated	Oct 29, 2026

May 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CLINTON IL
Recording Date	May 27, 2026
Property Address	320 N OAK ST, BREESE, IL 62230-1774
Document Number	0000002056
Instrument Date	May 26, 2026
Instrument	20262056
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N OAK ST, BREESE, IL 62230-1774

Mortgage

Date	May 27, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jan 5, 2023
Property Address	320 N OAK ST, BREESE, IL 62230-1774
Document Number	0000000043
Instrument Date	Jan 5, 2023
Instrument	2023R00043
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N OAK ST, BREESE, IL 62230-1774

Mortgage

Document Number	0000000044
Date	Jan 5, 2023
Instrument	2023R00044

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.38%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON IL
Recording Date	Dec 1, 2017
Property Address	320 N OAK ST, BREESE, IL 62230-1774
Document Number	0000005674
Instrument Date	Nov 28, 2017
Instrument	2017R05674
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N OAK ST, BREESE, IL 62230-1774

Mortgage

Document Number	0000005675
Date	Dec 1, 2017
Instrument	2017R05675

Lender

Name	FCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Dec 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (+12.81%) Homeowner's exemption	$46,140 (+6.22%) Land $12,040 Building $34,100	$138,420 (+6.22%) Land $36,120 Building $102,300
2024	$2,584.00 (+12.89%)	$43,440 (+16.59%) Land $11,240 Building $32,200	$130,320 (+16.59%) Land $33,720 Building $96,600
2022	$2,289.00 (+1.37%)	$37,260 (+5.02%) Land $9,640 Building $27,620	$111,780 (+5.02%) Land $28,920 Building $82,860
2021	$2,258.00	$35,480 Land $9,180 Building $26,300	$106,440 Land $27,540 Building $78,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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