Montgomery County property record for 320 N Main St, Troy, NC 27371
| Property Type | Office Building |
|---|---|
| Details | 1 ba · 1,474 sqft · built 1937 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Mar 2023) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 06 37 4790 |
| Primary APN | 7538 06 37 4790 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,474 sqft Total Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 13267 |
|---|---|
| Street Address | 320 N MAIN ST |
| City | TROY |
| State | NC |
| Zip | 27371-3018 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | TONI FISH REALTY BLAIR FAMILY |
| Legal Subdivision | BLAIR FAMILY |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 960201 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 N MAIN ST, TROY, NC 27371-3018 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 2023377536 |
| Deed Book / Page | 919 / 888 |
| Prior Transfer Date | Apr 6, 2015 |
| Prior Transfer Doc | 0000341653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 21, 2023 |
| Property Address | 320 N MAIN ST, TROY, NC 27371-3018 |
| Document Number | 000919/888 |
| Book / Page | 919 / 888 |
| Map Reference | CAB F SL 128B |
| Instrument Date | Mar 21, 2023 |
| Instrument | 377536 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E CHESTNUT ST, TROY, NC 27371-3302 |
| Name | Verified Name |
|---|---|
| Address | 237 EASTWAY RD, TROY, NC 27371-8314 |
| Document Number | 0000377537 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 377537 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,311 (-) Land $8,712 Building $45,599 | $54,311 (-) Land $8,712 Building $45,599 | |
| 2025 | $334.00 | $54,311 (-) Land $8,712 Building $45,599 | $54,311 (-) Land $8,712 Building $45,599 |
| 2023 | $54,311 (-) Land $8,712 Building $45,599 | $54,311 (-) Land $8,712 Building $45,599 | |
| 2022 | $334.00 | $54,311 Land $8,712 Building $45,599 | $54,311 Land $8,712 Building $45,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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