Arenac County property record for 320 N Main St, Standish, MI 48658
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Jan 2024) |
| Tax Bill | $2,606 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Sep 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-2-100-000-031-00 |
| Primary APN | 040-2-100-000-031-00 |
|---|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 123 ft deep x 63.9 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 N MAIN ST |
|---|---|
| City | STANDISH |
| State | MI |
| Zip | 48658-9233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 ASSESSORS PLAT 1 WAS 040200000024500 |
| Legal Subdivision | ASSRS STANDISH CITY |
| Legal Lot Number | 31 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | STANDISH |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970500 |
320 N Main St is owned and occupied by an individual who bought it in January 2024.
Source: Arenac County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 N MAIN ST, STANDISH, MI 48658-9233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WANIGAS CREDIT UNION |
| Sep 19, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WANIGAS CREDIT UNION |
| Mar 20, 2017 | Warranty Deed, Transfer |
| Mar 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Prior Sale | Feb 18, 2022 · Amount on File |
| Prior Transfer Date | Jul 6, 2012 |
| Prior Transfer Doc | 20170862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 320 N MAIN ST, STANDISH, MI 48658-9233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID STATE TITLE SERV INC VAS |
| Name | Verified Name |
|---|
| Document Number | 201903622 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 201903622 |
| Name | WANIGAS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Sep 19, 2019 |
| Property Address | 320 N MAIN ST, STANDISH, MI 48658-9233 |
| Document Number | 1/148 |
| Book / Page | 1 / 148 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 201903107 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1754 E KITCHEN RD, PINCONNING, MI 48650-9466 |
| Investor | Possibly a Property Investor |
| Document Number | 0201903108 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 201903108 |
| Name | WANIGAS CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Mar 20, 2017 |
| Property Address | 320 N MAIN ST, STANDISH, MI 48658-9233 |
| Document Number | 20170863 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 2017-0863 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Mar 20, 2017 |
| Property Address | 320 N MAIN ST, STANDISH, MI 48658-9233 |
| Document Number | 20170862 |
| Instrument Date | Jul 6, 2012 |
| Instrument | 2017-0862 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 320 N Main St was $2,606 with a homeowner's exemption, up 28.9% from the year before.
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| Municipality | Standish City |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,400 (-0.72%) | $110,800 (-0.72%) | |
| 2025 | $2,606.00 (+28.95%) Homeowner's exemption | $55,800 | $111,600 |
| 2024 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STANDISH serves 1,509 people · EPA ID MI0006350 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 1,000 / 500 |
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