320 N Main St, Madison, VA 22727 Property Records

Madison County property record for 320 N Main St, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,029 sqft · built 1851
Lot Size	2.52 acres (110,163 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Jun 2017)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39A-6`

Property Details

APN / Parcel Number

Primary APN	`39A-6`
Alternative APN	`273`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,029 sqft Living Area
1st Floor Area	2,472 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1851
Effective Year Built	Effective 1851
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	110,163 sqft (2.52 acres)
Terrain	Rolling
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	423 sqft
Shed	1 Shed
Pole Barn	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	273
Street Address	320 N MAIN ST
City	MADISON
State	VA
Zip	22727-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	IN 170000869 2.529 AC 39A-6 RT B-29
Legal Subdivision	JAMES H AYLOR PROP
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1025
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Madison County Courthouse Historic District listed 1984 · 66 contributing resources · NRIS 84003549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1459 FRAYS MEADOW LN, EARLYSVILLE, VA 22936-1884
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2017869
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Jun 13, 2017
Property Address	320 N MAIN ST, MADISON, VA 22727-3138
Document Number	170000869
Instrument Date	Jun 9, 2017
Instrument	170000869
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 PEACOCK DR, CHARLOTTESVILLE, VA 22903-9725

Mortgage

Document Number	170000870
Date	Jun 13, 2017
Instrument	170000870

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON VA
Recording Date	Jun 13, 2017
Property Address	320 N MAIN ST, MADISON, VA 22727-3138
Document Number	0170000869
Instrument Date	Jun 9, 2017
Instrument	170000869
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 PEACOCK DR, CHARLOTTESVILLE, VA 22903-9725

Mortgage

Document Number	0170000870
Date	Jun 13, 2017
Instrument	170000870

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Municipality	Madison Town
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+10.08%)	$424,600 (+53.67%) Land $94,900 Building $329,700	$424,600 (+53.67%) Land $94,900 Building $329,700
2023	$2,044.00	$276,300 Land $89,900 Building $186,400	$276,300 Land $89,900 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 784 people · EPA ID VA6113200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	No certified operator Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Firefly Fiber Broadband.

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