320 N Main St, La Junta, CO 81050 Property Records

Otero County property record for 320 N Main St, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,728 sqft · built 1922
Lot Size	0.83 acres (36,185 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2019)
Tax Bill	$595 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2018 Sale & Mortgage
APN	`4441-354-23001`

Property Details

APN / Parcel Number

Primary APN	`4441-354-23001`
Alternative APN	`103393`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,185 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Utility Building	330 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103393
Street Address	320 N MAIN ST
City	LA JUNTA
State	CO
Zip	81050-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOTS 1 & 2 & N 8' 4 OF LOT 3 & E 27' OF LOT 12 & THE N 33' 4 OF THE E 27' OF LOT 11 & VAC ALLEY BETWEEN THE N 33' 4 OF LO
Legal Subdivision	NORTH LJ
Legal Block	14
Legal Lot Number	1-11
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2032
Census Tract	968500

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 N MAIN ST, LA JUNTA, CO 81050-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	656210
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Nov 21, 2019
Property Address	320 N MAIN ST, LA JUNTA, CO 81050-9225
Document Number	0000656210
Instrument Date	Nov 20, 2019
Instrument	656210
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N MAIN ST, LA JUNTA, CO 81050-9225

Mortgage

Document Number	0000656211
Date	Nov 21, 2019
Instrument	656211

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jun 5, 2018
Property Address	320 N MAIN ST, LA JUNTA, CO 81050-9225
Document Number	0000651614
Instrument Date	Jun 1, 2018
Instrument	651614
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N MAIN ST, LA JUNTA, CO 81050-9225

Mortgage

Document Number	0000651615
Date	Jun 5, 2018
Instrument	651615

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+19.96%)	$8,542 (+13.59%)	$136,664 (-18.28%)
2023	$496.00 (+32.98%)	$7,520 (+34.77%) Land $194 Building $7,326	$167,235 (+108.28%) Land $2,895 Building $164,340
2022	$373.00	$5,580 Land $201 Building $5,379
2021			$80,294 Land $2,895 Building $77,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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