320 N Main St, Gilman, IL 60938 Property Records

Iroquois County property record for 320 N Main St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Jul 2008)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17 31 314 008`

Property Details

APN / Parcel Number

Primary APN	`17 31 314 008`

Exterior

Lot Area	15,254 sqft (0.35 acres)

Location & Zoning

Street Address	320 N MAIN ST
City	GILMAN
State	IL
Zip	60938-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 13,14 & 15 BLK 47 CITY OF GILMAN
Legal Subdivision	CITY OF GILMAN
Legal Block	47
Legal Lot Number	13-15
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1085
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 N MAIN ST, GILMAN, IL 60938-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2022	Intrafamily Transfer, Transfer
Mar 15, 2022	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Mar 15, 2022	Re-recorded Document ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2008 · Amount on Record
Deed Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	20088R3002
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000000732
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	320 N MAIN ST, GILMAN, IL 60938-1340
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N MAIN ST, GILMAN, IL 60938-1340

Mortgage

Document Number	00025R2850
Date	Aug 29, 2025
Instrument	25R2850

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Mar 5, 2026
Property Address	320 N MAIN ST, GILMAN, IL 60938-1340
Document Number	00026R0732
Instrument Date	Feb 21, 2026
Instrument	26R0732
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N MAIN ST, GILMAN, IL 60938-1340

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 N MAIN ST, GILMAN, IL 60938-1340

Mortgage

Document Number	00026R0733
Date	Mar 5, 2026
Instrument	26R0733

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.74%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Mar 15, 2022
Property Address	320 N MAIN ST, GILMAN, IL 60938-1340
Document Number	00022R0931
Instrument Date	Dec 20, 2021
Instrument	22R0931
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 N MAIN ST, GILMAN, IL 60938-1340

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	IROQUOIS IL
Recording Date	Mar 15, 2022
Property Address	320 N MAIN ST, GILMAN, IL 60938-1340
Document Number	00022R0930
Instrument Date	Dec 20, 2021
Instrument	22R0930
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N MAIN ST, GILMAN, IL 60938-1340

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	IROQUOIS IL
Recording Date	Mar 15, 2022
Property Address	320 N MAIN ST, GILMAN, IL 60938-1340
Document Number	00022R0929
Instrument Date	Jul 11, 2008
Instrument	22R0929
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 N MAIN ST, GILMAN, IL 60938-1340

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (-8.25%)	$51,900 (+13.22%) Land $2,310 Building $49,590	$155,700 (+13.22%) Land $6,930 Building $148,770
2022	$1,709.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$45,840 Land $2,040 Building $43,800	$137,520 Land $6,120 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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