320 N Main St, Bloomington, IL 61701 Property Records

McLean County property record for 320 N Main St, Bloomington, IL 61701

Property Summary

Property TypeCommercial
Details2 bd · 6,340 sqft · built 1901
Lot Size0.45 acres (1,960 sqft)
OwnerCompany Name on Record
Tax Bill$6,551 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-04-193-006

Property Details

APN / Parcel Number

Primary APN21-04-193-006

Interior

Bedrooms2 Beds
Plumbing Fixtures12 Plumbing Fixtures
Units6 Units
Stories3 Stories
Building Area6,340 sqft Gross Area
1st Floor Area1,980 sqft
Basement Area400 sqft
Finished Basement400 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,960 sqft (0.45 acres)
Lot Dimensions90 ft deep x 22 ft wide
View / LotLake Front

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address320 N MAIN ST
CityBLOOMINGTON
StateIL
Zip61701-3914
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSUB LOT 7,8&9 ORIG TOWN N22.3 LOT 5
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionGRAYS
Legal Lot Number7,8,5
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2004
Census Tract1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bloomington Central Business District
listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address116 EASTVIEW DR, NORMAL, IL 61761-2439
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address320 N MAIN ST, BLOOMINGTON, IL 61701-3914
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200022058
DateDec 20, 2022
Instrument2022-00022058
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,938 (+9.9%) Land $7,419 Building $78,519$257,814 (+9.9%) Land $22,257 Building $235,557
2024$6,551.00 (+0.24%)
2023$6,535.00 (+8.99%)$78,196 (+10.83%) Land $6,751 Building $71,445$234,588 (+10.83%) Land $20,253 Building $214,335
2022$5,996.00$70,556 Land $6,092 Building $64,464$211,668 Land $18,276 Building $193,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

Nearby Properties on N Main St

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