320 N Madison St, Marshall, MI 49068 Property Records

Calhoun County property record for 320 N Madison St, Marshall, MI 49068

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,608 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2025)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-002-331-00`

Property Details

APN / Parcel Number

Primary APN	`53-002-331-00`
Alternative APN	`13-53-002-331-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	840 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 75.8 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 N MADISON ST
City	MARSHALL
State	MI
Zip	49068-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MARSHALL CITY SEC 25 T2S-R6W BEG E LINE MADISON ST 4.5 RDS S OF SEC LINE- S 4 RDS- E 12 RDS- N 4 RDS- W 12 RDS TO BEG. ALSO BEG E LI MADISON ST 69.25 FT S OF SEC LI- S 5 FT- E 198 FT- N 8.74 FT- W 197.97 FT. EXC BEG 135.25 FT S OF N SEC LI- S 5 FT- E
Legal Range	06W
Legal Township	02S
Legal Section	25
Jurisdiction	CALHOUN MI
Township / Civil Division	MARSHALL
Census Block Group	3
Census Block	3010
Census Tract	3900

Owner

320 N Madison St is owned and occupied by two individuals who bought it in October 2025.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 N MADISON ST, MARSHALL, MI 49068-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Book / Page	4947 / 165
Prior Transfer Date	Oct 7, 2025
Prior Transfer Doc	004948/160
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Oct 14, 2025
Property Address	320 N MADISON ST, MARSHALL, MI 49068-1145
Document Number	004948/160
Book / Page	4948 / 160
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N MADISON ST, MARSHALL, MI 49068-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	320 N MADISON ST, MARSHALL, MI 49068-1145

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Oct 8, 2025
Property Address	320 N MADISON ST, MARSHALL, MI 49068-1145
Document Number	004947/165
Book / Page	4947 / 165
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N MADISON ST, MARSHALL, MI 49068-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 S CAMELOT DR, CEDAR, MI 49621-9473

Mortgage

Document Number	004947/168
Date	Oct 8, 2025
Book Page	4947/168

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2035
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Madison St was $5,232 with a homeowner's exemption, up 1.4% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Marshall City
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+2.99%)
2025	$5,232.00 (+1.43%) Homeowner's exemption	$120,400	$248,000 (+2.99%)
2024	$5,158.00		$240,800 (+24.51%)
2023		$96,700	$193,400
2022	$4,627.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL serves 7,088 people · EPA ID MI0004150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	7.85 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Marshall FiberNet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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