320 N Highland Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 320 N Highland Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 731 sqft · built 1925
Lot Size	0.133 acres (5,807 sqft)
Owner	Company Name on File
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Oct 2014 Mortgage May 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-15-332-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-15-332-002-000`
Alternative APN	`30945`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	731 sqft Finished Area
1st Floor Area	731 sqft
Basement Area	731 sqft
Finished Basement	427 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30945
Street Address	320 N HIGHLAND AVE
City	SIOUX FALLS
State	SD
Zip	57103-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 27 EMERSON & SHERMAN`S ADDN TO EAST SIOUX FALLS
Legal Subdivision	SHERMAN`S ADDN
Legal Block	27
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1008
Census Tract	500

Owner

320 N Highland Ave is owned by a company that acquired it in September 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1417 S PARKVIEW BLVD, BRANDON, SD 57005-1967
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2014	Deed of Trust, Mortgage · FmHA Mortgage THE DEPARTMENT OF COMMUNITY DEVELOPMENT
May 7, 2015	Deed of Trust, Mortgage DEPARTMENT OF COMMUNITY DEVELOPMENT
Dec 15, 2020	Quit Claim Deed, Transfer · Line of Credit SECURITY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2020
Transfer Doc	601DEED/38
Record Updated	Oct 29, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	320 N HIGHLAND AVE, SIOUX FALLS, SD 57103-1554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001765/300
Date	Oct 21, 2014
Book Page	1765/300
Instrument	422346

Lender

Name	THE DEPARTMENT OF COMMUNITY DEVELOPMENT
Type	Seller
Address	235 W 10TH ST, SIOUX FALLS, SD 57104

Agreement

Type	FmHA Mortgage
Amount	Amount on Record

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	320 N HIGHLAND AVE, SIOUX FALLS, SD 57103-1554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001775/814
Date	May 7, 2015
Book Page	1775/814
Instrument	R509718

Lender

Name	DEPARTMENT OF COMMUNITY DEVELOPMENT
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 15, 2020
Property Address	320 N HIGHLAND AVE, SIOUX FALLS, SD 57103-1554
Document Number	601DEED/38
Book / Page	601 DEED / 38
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 E 8TH ST, SIOUX FALLS, SD 57103-1603

Mortgage

Document Number	1908MTG256
Date	Dec 15, 2020
Instrument	1908 MTG/256

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 10, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 320 N Highland Ave was $2,171.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+4.94%) Land $17,600 Building $118,400	$136,000 Land $17,600 Building $118,400
2025	$2,171.00	$129,600 (+4.52%) Land $17,600 Building $112,000
2024	$2,171.00	$124,000 Land $17,600 Building $106,400
2022	$1,904.00	$100,500 Land $17,000 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 N Highland Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1984–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Storms And Flooding, Sep 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, T-Mobile.

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