320 N Front St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 320 N Front St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 1900
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on Record
Last Sale	$99,105 (Oct 2013)
Tax Bill	$4,252 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19.503.0230`

Property Details

APN / Parcel Number

Primary APN	`19.503.0230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Basement Area	888 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,950 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	572 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 N FRONT ST
City	SAINT PETER
State	MN
Zip	56082-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 6 LOT 1 N 2 LOT 2 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3007
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 N FRONT ST, SAINT PETER, MN 56082-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE STATE BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE STATE BANK
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	201328913
Prior Transfer Date	Jun 12, 2008
Prior Transfer Doc	0000025767
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 N FRONT ST, SAINT PETER, MN 56082-2407
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354856
Date	Aug 11, 2025
Instrument	354856

Lender

Name	CORNERSTONE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 N FRONT ST, SAINT PETER, MN 56082-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	334790
Date	Nov 13, 2020
Instrument	334790

Lender

Name	CORNERSTONE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 N FRONT ST, SAINT PETER, MN 56082-2407
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	328269
Date	Jul 11, 2019
Instrument	328269

Lender

Name	CORNERSTONE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,252.00 Homeowner's exemption	$291,100 (+7.18%) Land $42,500 Building $248,600	$291,100 (+7.18%) Land $42,500 Building $248,600
2025	$4,252.00 (+34.64%)
2023	$3,158.00 Homeowner's exemption	$271,600 Land $42,500 Building $229,100	$271,600 Land $42,500 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, Verizon.

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