Cheboygan County property record for 320 N E St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Nov 1995) |
| Tax Bill | $2,225 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-W59-006-011-00 |
| Primary APN | 052-W59-006-011-00 |
|---|
| Lot Area | 20,909 sqft (0.48 acres) |
|---|
| Street Address | 320 N E ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST DUNCAN, LOTS 11,12 & 13, BLK 6. (SEC 32, T38N,R1W) 638/396 |
| Legal Range | 01W |
| Legal Township | 038 |
| Legal Section | 32 |
| Legal Subdivision | WEST DUNCAN |
| Legal Lot Number | 11-13 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960300 |
Source: Cheboygan County records · APN 052-W59-006-011-00
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 N E ST, CHEBOYGAN, MI 49721-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage FLAGSTAR BANK FSB |
| Aug 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| May 10, 2017 | Deed of Trust, Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 1995 · Amount on Record |
| Deed Sale | Nov 01, 1995 · Amount on Record |
| Deed Book / Page | 638 / 396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 320 N E ST, CHEBOYGAN, MI 49721-1265 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01332/0355 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 1332/0355 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 320 N E ST, CHEBOYGAN, MI 49721-1265 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 N E ST, CHEBOYGAN, MI 49721-1265 |
| Document Number | 0000001490/0000000375 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 0000001490/0000000375 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 320 N E ST, CHEBOYGAN, MI 49721-1265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1332/0355 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 1332/0355 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 01, 2032 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,000 (+58.49%) | $226,000 (+58.49%) | |
| 2025 | $2,225.00 (+23.82%) | ||
| 2023 | $71,300 | $142,600 | |
| 2022 | $1,797.00 |
Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260319603001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 352 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001360, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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