320 N Douglas St, Covington, TX 76636 Property Records

Hill County property record for 320 N Douglas St, Covington, TX 76636

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,634 sqft · built 1940
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$68,800 (Jun 2019)
Tax Bill$1,977 (2026)
Deeds & MortgagesNov 2017 Line of Credit
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16103-21000-00210-001020

Property Details

APN / Parcel Number

Primary APN16103-21000-00210-001020
Alternative APN
  • 106797

Interior

Full Baths2 Baths
Building Area1,634 sqft Living Area
Gross Area2,462 sqft
1st Floor Area1,634 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Roof TypeHip
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions106 ft deep x 100 ft wide
Garage TypeAttached
Garage Area264 sqft
PorchPorch
Porch Area196 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number16103-21000-00210-001020
Street Address320 N DOUGLAS ST
CityCOVINGTON
StateTX
Zip76636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON OT BLK 21 LT 1B & 2B
Legal SubdivisionCOVINGTON OT
Legal Block21
Legal Lot Number1B
JurisdictionHILL TX
Township / Civil DivisionITASCA
Census Block Group3
Census Block3077
Census Tract960100

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 HC 1132, RIO VISTA, TX 76093
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 27, 2019Vendor's Lien, Transfer · Commercial Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Deed Document Number2019105687
Deed Book / Page2008 / 345
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILL TX
Property Address320 S DOUGLAS ST, COVINGTON, TX 76636-4672
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1931/478
DateNov 21, 2017
Book Page1931/478
Instrument00092624
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueDec 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHILL TX
Recording DateJun 27, 2019
Property Address320 S DOUGLAS ST, COVINGTON, TX 76636-4672
Document Number2008/345
Book / Page2008 / 345
Map ReferenceVOL 85 PG 98
Instrument DateJun 27, 2019
Instrument00105687
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyNOT AVAILABLE, ETC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 173, COVINGTON, TX 76636-0173

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 HCR 1132, RIO VISTA, TX 76093

Mortgage

Document Number00105688
DateJun 27, 2019
Instrument00105688
Lender
NameCOGENT BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCovington City
CountyHill County
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,977.00 (+246.23%)$102,460 (+6.95%) Land $12,550 Building $89,910$102,460 (+6.95%) Land $12,550 Building $89,910
2025$571.00 (+10.23%)$95,800 (+9.3%) Land $8,360 Building $87,440$95,800 (+9.3%) Land $8,360 Building $87,440
2023$87,650 Land $7,230 Building $80,420$87,650 Land $7,230 Building $80,420
2022$518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER WORKS
serves 717 people · EPA ID TX1090021
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
200 / 20
Rise Broadband
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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