320 N D St, Duncan, OK 73533 Property Records

Stephens County property record for 320 N D St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,058 sqft · built 1950
Lot Size	0.172 acres (7,511 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jul 2023)
Tax Bill	$343 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19265`

Property Details

APN / Parcel Number

Primary APN	`19265`
Alternative APN	`1331-00-004-003-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,511 sqft (0.172 acres)
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19265
Street Address	320 N D ST
City	DUNCAN
State	OK
Zip	73533-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 4 LOT 3 LANG #2 (320 N D)
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	LANG NO. 2
Legal Block	4
Legal Lot Number	3
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	4
Census Block	4012
Census Tract	400

Owner

Source: Stephens County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4718 PLUM DR, DICKINSON, TX 77539-6668
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Jun 1, 2023	Warranty Deed, Transfer STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Oct 22, 2004 · Amount on Record
Deed Document Number	20236806
Deed Book / Page	6368 / 152
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	320 N D ST, DUNCAN, OK 73533-6628
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006384/241
Date	Aug 25, 2023
Book Page	6384/241
Instrument	I-2023-008108

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 15, 2024

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	320 N D ST, DUNCAN, OK 73533-6628
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006369/215
Date	Jul 24, 2023
Book Page	6369/215
Instrument	I-2023-006912

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 1, 2023
Property Address	320 N D ST, DUNCAN, OK 73533-6628
Document Number	006346/183
Book / Page	6346 / 183
Instrument Date	May 30, 2023
Instrument	I-2023-005068
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 PLUM DR, DICKINSON, TX 77539-6668

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$343.00	$4,070 (-) Land $317 Building $3,753	$37,000 (-) Land $2,886 Building $34,114
2024	$343.00 (+37.75%)	$4,070 (+29.87%) Land $317 Building $3,753	$37,000 (+29.87%) Land $2,886 Building $34,114
2023	$249.00 (+5.96%)	$3,134 (+7.96%) Land $317 Building $2,817	$28,491 (-3.76%) Land $2,886 Building $25,605
2022	$235.00	$2,903 Land $317 Building $2,586	$29,604 Land $2,886 Building $26,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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