320 N 9th St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 320 N 9th St, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.347 acres (15,125 sqft)
OwnerIndividual Name on File
Last Sale$322,500 (Aug 2025)
Tax Bill$4,670 (2025)
Deeds & MortgagesSep 2023 Foreclosure
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-29-308-009

Property Details

APN / Parcel Number

Primary APN07-29-308-009

Exterior

Lot Area15,125 sqft (0.347 acres)

Location & Zoning

Street Address320 N 9TH ST
CityMOUNT VERNON
StateIL
Zip62864-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTORM SURVEY W 122.75' LT 1 & N18', W111' LT 3 & N6', W11.75' LT 2 PLAT LT 2 BLK 26
Legal Block26
Legal Lot Number1-3
JurisdictionJEFFERSON IL
Township / Civil DivisionMOUNT VERNON
Census Block Group4
Census Block4045
Census Tract50700

Owner

320 N 9th St is owned and occupied by an individual who bought it in August 2025.

Source: Jefferson County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address320 N 9TH ST, MOUNT VERNON, IL 62864-3509
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Trustee's Deed, Foreclosure
MORTGAGE RESEARCH CENTER LLC
Aug 30, 2018Deed of Trust, Mortgage · ARM
COMMUNITY FIRST BANK
May 11, 2020Warranty Deed, Transfer · Stand-Alone Refinance
COMMUNITY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2025 · Amount on File
Deed SaleAug 5, 2025 · Amount on File
Prior SaleSep 5, 2023 · Amount on File
Deed Document Number20252609
Prior Transfer DateJan 17, 2013
Prior Transfer Doc0201300406
Record UpdatedOct 29, 2026

September 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJEFFERSON IL
Recording DateSep 5, 2023
Property Address320 N 9TH ST, MOUNT VERNON, IL 62864-3509
Document Number0202303157
Instrument DateSep 1, 2023
Instrument202303157
Transaction TypeForeclosure
Record UpdatedSep 26, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 LEAF WAY, MASCOUTAH, IL 62258

Mortgage

Document Number0202303158
DateSep 5, 2023
Instrument202303158
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address320 N 9TH ST, MOUNT VERNON, IL 62864-3509
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201804037
DateAug 30, 2018
Instrument201804037
Lender
NameCOMMUNITY FIRST BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term173 Months
DueJan 1, 2033
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateSep 1, 2021
Index3-Year CMT

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateMay 11, 2020
Property Address320 N 9TH ST, MOUNT VERNON, IL 62864-3509
Document Number0202001690
Instrument DateApr 30, 2020
Instrument202001690
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18488 E FAIRFIELD RD, MOUNT VERNON, IL 62864-9043

Mortgage

Document Number0202001691
DateMay 11, 2020
Instrument202001691
Lender
NameCOMMUNITY FIRST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 N 9th St was $4,670 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionMount Vernon Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,670.00 Homeowner's exemption$127,170 (+8%) Land $11,697 Building $115,473$381,510 (+8%) Land $35,091 Building $346,419
2024$117,750 Land $10,831 Building $106,919$353,250 Land $32,493 Building $320,757
2023$6,595.00
2022$95,356 Land $8,771 Building $86,585$286,068 Land $26,313 Building $259,755
2021$8,235.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N 9th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1999–2018)
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 N 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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