320 N 4th Rd, Palmyra, NE 68418 Property Records

Otoe County property record for 320 N 4th Rd, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,400 sqft · built 2022
Lot Size	8.96 acres (390,298 sqft)
Owner	Individual Name on Record
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999555747`

Property Details

APN / Parcel Number

Primary APN	`999555747`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	390,298 sqft (8.96 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	320 N 4TH RD
City	PALMYRA
State	NE
Zip	68418-4067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	4-8-9 PT TRACT 4-D IN SW1/4 SW1/4 8.96 AC SOUTH PALMYRA; MAP NUMBER: 3699-04-2-91000-000-0000
Legal Range	09
Legal Township	08
Legal Section	04
Legal Subdivision	RURAL AG
Legal Tract	4-D
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH PALMYRA
Census Block Group	2
Census Block	2217
Census Tract	966800

Owner

Source: Otoe County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 N 4TH RD, PALMYRA, NE 68418-4067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK NEBRASKA
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK NEBRASKA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	320 N 4TH RD, PALMYRA, NE 68418-4067
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200415
Date	Feb 10, 2022
Instrument	202200415

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	WAVERLY, NE 68462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	320 N 4TH RD, PALMYRA, NE 68418-4067
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202914
Date	Dec 6, 2022
Instrument	202202914

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	FIRTH, NE 68358

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (-38.52%)	$329,026 (+2.24%) Land $77,211 Building $251,815	$329,026 (+2.24%) Land $77,211 Building $251,815
2023	$5,512.00	$321,818 Land $70,192 Building $251,626	$321,818 Land $70,192 Building $251,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 82% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N 4th Rd

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