320 N 3rd St, Wood River, IL 62095 Property Records

Madison County property record for 320 N 3rd St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 656 sqft · built 1924
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Mar 2021)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Mar 2021 Sale Aug 2018 Sale & Mortgage + 1 more
APN	`19-2-08-22-17-307-032`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-22-17-307-032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	656 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1931
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 N 3RD ST
City	WOOD RIVER
State	IL
Zip	62095-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCINTOSH SUBD LTS 1 & 2 BLK 5 LOT 1 46.8X100
Legal Subdivision	MCINTOSH SUBD
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	3
Census Block	3025
Census Tract	401101

Owner

320 N 3rd St is owned by an individual who bought it in March 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W LINDEN ST, EDWARDSVILLE, IL 62025-2052
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Aug 30, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	20219860
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0000022911
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 8, 2021
Property Address	320 N 3RD ST, WOOD RIVER, IL 62095-2036
Document Number	0000009860
Map Reference	PB 13 PG 23
Instrument Date	Feb 23, 2021
Instrument	2021R09860
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$70.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 3RD ST, WOOD RIVER, IL 62095-2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 30, 2018
Property Address	320 N 3RD ST, WOOD RIVER, IL 62095-2036
Document Number	0000027139
Instrument Date	Aug 24, 2018
Instrument	27139
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	PRAIRIE STATE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 N 3RD ST WOOD RIVER IL 620952036, WOOD RIVER, IL 62095-2036

Mortgage

Document Number	27140
Date	Aug 30, 2018
Instrument	27140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jul 11, 2017
Property Address	320 N 3RD ST, WOOD RIVER, IL 62095-2036
Document Number	0000022911
Instrument Date	Jul 5, 2017
Instrument	22911
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 3RD ST WOOD RIVER IL 620952036, WOOD RIVER, IL 62095-2036

Tax Assessment & Valuation

The 2025 property tax bill for 320 N 3rd St was $1,991, up 10.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,991.00 (+10.61%)	$22,750 Land $4,640 Building $18,110	$68,250 Land $13,920 Building $54,330
2024	$1,800.00
2022	$1,602.00	$18,060 Land $3,680 Building $14,380	$54,234 Land $11,051 Building $43,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 N 3rd St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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