Adair County property record for 320 N 3rd St, Stilwell, OK 74960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,304 sqft · built 1970 |
| Lot Size | 0.32 acres (14,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Aug 2020) |
| Tax Bill | $449 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0005-00-016-001-0-000-00 |
| Primary APN | 0005-00-016-001-0-000-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Utility Area | 250 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,088 sqft (0.32 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 15 sqft |
| Storage Building | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9742 |
|---|---|
| Street Address | 320 N 3RD ST |
| City | STILWELL |
| State | OK |
| Zip | 74960-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 16 OT-STILWELL |
| Legal Subdivision | OT-STILWELL |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | ADAIR OK |
| Township / Civil Division | STILWELL EAST |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 376900 |
320 N 3rd St is owned and occupied by an individual who bought it in August 2020.
Source: Adair County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 N 3RD ST, STILWELL, OK 74960-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Apr 30, 2009 · Amount on File |
| Deed Document Number | 20202342 |
| Deed Book / Page | 570 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Aug 17, 2020 |
| Property Address | 320 N 3RD ST, STILWELL, OK 74960-2616 |
| Document Number | 570/127 |
| Book / Page | 570 / 127 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020-002342 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | ADAIR COUNTY ABSTRACT AND TITLE LLC, ADAIR CNTY ABSTRACT & TTL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 N 3RD ST, STILWELL, OK 74960-2616 |
| Document Number | 2020002343 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-002343 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 320 N 3rd St was $449, down 47.9% from the year before.
Source: Adair County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Municipality | Stilwell City |
| Unified School District | Stilwell Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,210 (+0.47%) Land $1,469 Building $4,741 | $51,748 (+0.47%) Land $12,240 Building $39,508 | |
| 2025 | $449.00 (-47.91%) | $6,181 (-47.98%) Land $1,469 Building $4,712 | $51,504 (-47.98%) Land $12,240 Building $39,264 |
| 2024 | $862.00 | $11,881 (-) Land $1,469 Building $10,412 | $99,005 (-) Land $12,240 Building $86,765 |
| 2023 | $862.00 | $11,881 Land $1,469 Building $10,412 | $99,005 Land $12,240 Building $86,765 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 N 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 N 3rd St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105 |
|---|---|
| Water Source | Purchased surface water from STILWELL |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| OzarksGo Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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