320 N 3rd St, Osage, IA 50461 Property Records

Mitchell County property record for 320 N 3rd St, Osage, IA 50461

Property Summary

Property TypeDuplex
Details2 bd · 1.5 ba · 1,260 sqft · built 2002
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$3,764 (2025)
Deeds & MortgagesOct 2019 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN1023459001

Property Details

APN / Parcel Number

Primary APN1023459001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,260 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area16 sqft
Patio Area144 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address320 N 3RD ST
CityOSAGE
StateIA
Zip50461-1084
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 6 BLK 93
Legal Block93
Legal Lot Number6
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group4
Census Block4028
Census Tract560300

Owner

320 N 3rd St, a duplex, is owned by a company.

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address8813 HAWKINS LN, CHEVY CHASE, MD 20815-6730
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL IA
Recording DateOct 18, 2019
Property Address320 N 3RD ST, OSAGE, IA 50461-1084
Document Number02019/1675
Book / Page2019 / 1675
Instrument DateOct 18, 2019
Instrument1675
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8813 HAWKINS LN, CHEVY CHASE, MD 20815-6730

Mortgage

Document Number02019/1676
DateOct 18, 2019
Book Page2019/1676
Instrument1676
Lender
NameHOME TRUST & SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 320 N 3rd St was $3,764, up 1.8% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (+1.84%)$237,570 Land $11,550 Building $226,020$237,570 Land $11,550 Building $226,020
2024$3,696.00
2023$222,310 (+21.85%) Land $11,550 Building $210,760$222,310 Land $11,550 Building $210,760
2022$3,446.00$182,450 Land $11,550 Building $170,900
2021$182,450 Land $11,550 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N 3rd St

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