320 N 3rd St, Los Banos, CA 93635 Property Records

Merced County property record for 320 N 3rd St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1973
Lot Size	0.139 acres (6,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Dec 2003)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Mar 2019 Transfer Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-083-006-000`

Property Details

APN / Parcel Number

Primary APN	`082-083-006-000`
Alternative APN	`082-083-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,043 sqft (0.139 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	082-083-006
Street Address	320 N 3RD ST
City	LOS BANOS
State	CA
Zip	93635-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CIT TER #1 LOT 123
Legal Subdivision	CIT TERRACE 01
Legal Lot Number	123
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3001
Census Tract	2203

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 N 3RD ST, LOS BANOS, CA 93635-3119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Correction Deed, Transfer TRANSCOUNTY TITLE COMPANY
Dec 28, 2017	Loan Modification, Mortgage YOSEMITE LAND BK
Mar 29, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2003 · Amount on Record
Deed Sale	Dec 11, 2003 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	200382112
Last Transfer Date	Dec 16, 2004
Transfer Doc	0000085307
Record Updated	Oct 29, 2026

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Mar 8, 2019
Property Address	320 N 3RD ST, LOS BANOS, CA 93635-3119
Document Number	0000006702
Instrument Date	Mar 5, 2019
Instrument	6702
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6465 STATE HIGHWAY 152 DOS PALOS CA 936209601, DOS PALOS, CA 93620-9601

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Recording Date	Dec 28, 2017
Property Address	320 N 3RD ST, LOS BANOS, CA 93635-3119
Instrument Date	Dec 20, 2017
Instrument	44057
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	TRN TRANSCOUNTY TITLE COMPANY, TRN TRANSCOUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Mortgage

Document Number	0000044057
Date	Dec 28, 2017
Instrument	44057

Lender

Name	YOSEMITE LAND BK
Type	Bank
Address	PO BOX 3278, TURLOCK, CA 95381-3278

Agreement

Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 29, 2017
Property Address	320 N 3RD ST, LOS BANOS, CA 93635-3119
Document Number	0000009803
Instrument Date	Feb 27, 2017
Instrument	9803
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1034 VAN BUREN AVE LOS BANOS CA 936354841, LOS BANOS, CA 93635-4841

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,476 (+2%) Land $65,250 Building $226,226
2025	$3,120.00 (+4.52%)	$285,762 (+4.04%) Land $63,971 Building $221,791
2023	$2,985.00 (+1.5%)	$274,668 Land $61,488 Building $213,180
2022	$2,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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