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320 N 1st Ave, Bartow, FL 33830 Property Records

Polk County property record for 320 N 1st Ave, Bartow, FL 33830

Property Summary

Property TypeTownhouse
Details3 bd · 1 ba · 1,521 sqft · built 2020
Lot Size0.046 acres (2,017 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Nov 2020)
Tax Bill$2,520 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-05-384528-000020

Property Details

APN / Parcel Number

Primary APN25-30-05-384528-000020
Alternative APNs
  • 053025384528000020
  • 53025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,521 sqft Living Area
Gross Area1,829 sqft
1st Floor Area584 sqft
Upper Floors Area937 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area2,017 sqft (0.046 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area308 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address320 N 1ST AVE
CityBARTOW
StateFL
Zip33830-4018
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description1ST AVENUE TOWNHOMES PB 176 PG 22 LOT 2
Legal Range25E
Legal Township30S
Legal Section05
Legal Subdivision1ST AVENUE TOWNHOMES
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2019
Census Tract15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 N 1ST AVE, BARTOW, FL 33830-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 30, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Deed Document Number2020254592
Deed Book / Page11470 / 1142
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateAug 3, 2026
Property Address320 N 1ST AVE, BARTOW, FL 33830-4018
Document Number0000184556
Book / Page14098 / 1718
Instrument DateJul 6, 2026
Instrument2026184556
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 N 1ST AVE, BARTOW, FL 33830-4018

Mortgage

Document Number0000184556,
DateAug 3, 2026
Book Page14098/1718
Instrument2026184556
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueDec 1, 2050
Interest
Rate6.48%
Max Rate-1%

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 30, 2020
Property Address320 N 1ST AVE, BARTOW, FL 33830-4018
Document Number0114701142
Book / Page011470 / 001142
Instrument DateNov 23, 2020
Instrument254592
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 S 1ST AVE BARTOW FL 338304900, BARTOW, FL 33830-4900

Mortgage

Document Number114701144
DateNov 30, 2020
Book Page011470/001144
Instrument254593
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,496 (+2.7%)$207,000 (-1.9%) Land $100 Building $206,900
2025$2,520.00 (-6.22%) Homeowner's exemption$181,593 (+5.99%)$211,000 (+5.5%) Land $100 Building $210,900
2023$2,687.00 (+15.17%) Homeowner's exemption$171,335 (+3%)$200,000 (+15.61%) Land $100 Building $199,900
2022$2,333.00 Homeowner's exemption$166,345$173,000 Land $100 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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