320 N 15th St, McAllen, TX 78501 Property Records

Hidalgo County property record for 320 N 15th St, McAllen, TX 78501

Property Summary

Property Type	Commercial Office
Details	2 ba · 4,914 sqft · built 1983
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Aug 2013)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan
APN	`N540000037000700`

Property Details

APN / Parcel Number

Primary APN	`N540000037000700`
Alternative APNs	`R248032` `248032`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,914 sqft Gross Area
1st Floor Area	3,860 sqft
2nd Floor Area	1,054 sqft
Flooring	Carpet

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Canopy	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 N 15TH ST
City	MCALLEN
State	TX
Zip	78501-4786
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	NORTH MCALLEN LOT 7 & N 1/2 OF 8 BLK 37
Legal Subdivision	NORTH MCALLEN - SML
Legal Tract	7
Legal Block	37
Legal Lot Number	7
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2015
Census Tract	21100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 N 15th St, a commercial property, is owned by an individual who bought it in August 2013.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	320 N 15TH ST, MCALLEN, TX 78501-4786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013 · Amount on File
Deed Sale	Aug 9, 2013 · Amount on File
Deed Document Number	20132438255
Prior Transfer Date	Jul 5, 2013
Prior Transfer Doc	0002438255
Record Updated	Oct 29, 2026

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Apr 13, 2017
Property Address	320 N 15TH ST, MCALLEN, TX 78501-4786
Instrument Date	Apr 13, 2017
Instrument	2805958
Transaction Type	Construction Loan
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 15TH ST MCALLEN TX 785014786, MCALLEN, TX 78501-4786

Mortgage

Document Number	0002805958
Date	Apr 13, 2017
Instrument	2805958

Lender

Name	KOSHI KUMAR
Address	428 W WARBLER AVE, MCALLEN, TX 78504-1975

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 320 N 15th St was $4,559, up 14.4% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $132,300 Building $67,700	$200,000 (-) Land $132,300 Building $67,700
2025	$4,559.00 (+14.38%)	$200,000 Land $132,300 Building $67,700	$200,000 Land $132,300 Building $67,700
2024	$3,986.00 (+2.71%)
2023	$3,881.00 (+17.61%)	$165,000 Land $75,075 Building $89,925	$165,000 Land $75,075 Building $89,925
2022	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 320 N 15th St; there have been 29 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	29 (1980–2025)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 4 claims Hurricane Hanna, Jul 2020 · 2 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 N 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Smartcom Telephone, T-Mobile, TWIN, VTX Communications.