320 Murphy's Trl, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 320 Murphy's Trl, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$135,900 (Aug 2005)
Tax Bill	$819 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-385-015`

Property Details

APN / Parcel Number

Primary APN	`05-14-385-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 MURPHYS TRL
City	KALAMAZOO
State	MI
Zip	49009-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	SKY KING MEADOWS, UNIT 15 *****12/05 SPLIT FROM 14-380-010 & 14-380-050 INTO SKY KING MEADOWS, UNITS 1 THROUGH 68
Legal Subdivision	SKY KING MEADOWS
Legal Unit	15
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	2
Census Block	2000
Census Tract	2909

Owner

320 Murphy's Trl is owned and occupied by an individual who bought it in August 2005.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 MURPHYS TRL, KALAMAZOO, MI 49009-5817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2005 · Amount on File
Deed Sale	Aug 5, 2005 · Amount on File
Prior Sale	Mar 2, 2005 · Amount on File
Deed Document Number	200536014
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	320 MURPHYS TRL, KALAMAZOO, MI 49009-5817
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MURPHYS TRL, KALAMAZOO, MI 49009-5817

Mortgage

Document Number	2025031443
Date	Dec 8, 2025
Instrument	2025-031443

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	320 MURPHYS TRL, KALAMAZOO, MI 49009-5817
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MURPHYS TRL TNL, KALAMAZOO, MI 49009-5817

Mortgage

Document Number	2021029866
Date	Jul 26, 2021
Instrument	2021-029866

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	320 MURPHYS TRL, KALAMAZOO, MI 49009-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018026212
Date	Aug 17, 2018
Instrument	2018-026212

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 320 Murphy's Trl was $819 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,700	$247,400
2025	$819.00 Homeowner's exemption
2023		$89,400	$178,800
2019	$2,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Murphy's Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Murphy's Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Murphy's Trl

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