320 Mulkey Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 320 Mulkey Rd, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1983
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2024)
Tax Bill	$869 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T16 019`

Property Details

APN / Parcel Number

Primary APN	`T16 019`
Alternative APN	`803510`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	803510
Street Address	320 MULKEY RD
City	TOCCOA
State	GA
Zip	30577-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULKEY RD
Legal Subdivision	0202 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2036
Census Tract	970101

Owner

Source: Stephens County records · APN T16 019

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 MULKEY RD, TOCCOA, GA 30577-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS BANK
Jul 28, 2023	Warranty Deed, Transfer
Feb 01, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Apr 30, 2024
Deed Document Number	2024755
Deed Book / Page	1366 / 317
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	0013650259
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	320 MULKEY RD, TOCCOA, GA 30577-1706
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MULKEY RD, TOCCOA, GA 30577-1706

Mortgage

Document Number	0014200000000118
Date	Aug 27, 2025
Book Page	0000001420/0000000118
Instrument	D2025002665

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	320 MULKEY RD, TOCCOA, GA 30577-1706
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MULKEY RD, TOCCOA, GA 30577-1706

Mortgage

Document Number	0013400000000177
Date	Aug 21, 2023
Book Page	0000001340/0000000177

Lender

Name	TRADITIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2024

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 28, 2023
Property Address	320 MULKEY RD, TOCCOA, GA 30577-1706
Document Number	0013370329
Book / Page	1337 / 329
Instrument Date	Jul 26, 2023
Instrument	2023-000885
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 RUDDY DUCK DR, JEFFERSON, GA 30549-5421

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 01, 2019
Property Address	320 MULKEY RD, TOCCOA, GA 30577-1706
Document Number	0011690418
Book / Page	001169 / 000418
Instrument Date	Jan 30, 2019
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MULKEY RD TOCCOA GA 305771706, TOCCOA, GA 30577-1706

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (+11.41%) Homeowner's exemption Disabled Person's exemption	$57,268 (+159.64%) Land $2,087 Building $55,181	$143,170 (+159.64%) Land $5,217 Building $137,953
2023	$780.00 (+6.12%)	$22,057 (+6.02%) Land $2,087 Building $19,970	$55,141 (+6.01%) Land $5,217 Building $49,924
2022	$735.00	$20,805 Land $2,087 Building $18,718	$52,013 Land $5,217 Building $46,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 54% of Georgia
Wildfire Likelihood	About 1 in 990 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: TruVista Communications, Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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