320 Moss St, Reading, PA 19604 Property Records

Berks County property record for 320 Moss St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,722 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$32,000 (Jul 2020)
Tax Bill	$254 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-02-2058`

Property Details

APN / Parcel Number

Primary APN	`5317-69-02-2058`
Alternative APNs	`09-5317-69-02-2058` `9508050` `508050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,722 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9508050
Street Address	320 MOSS ST
City	READING
State	PA
Zip	19604-2910
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	22
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1019
Census Tract	1700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	218 MULBERRY ST, READING, PA 19604-2912
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit FLEETWOOD BANK
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage RUMI PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	202025377
Prior Transfer Date	Aug 7, 2001
Prior Transfer Doc	0000043941
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	320 MOSS ST, READING, PA 19604-2910
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 PHILADELPHIA AVE, READING, PA 19607-2200

Mortgage

Document Number	0000004249
Date	Feb 15, 2023
Instrument	2023004249

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	320 MOSS ST, READING, PA 19604-2910
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019188
Date	Apr 15, 2021
Instrument	2021019188

Lender

Name	FLEETWOOD BANK
Type	Bank
Address	FLEETWOOD, PA 19522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 2, 2031

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 29, 2020
Property Address	320 MOSS ST, READING, PA 19604-2910
Document Number	0000025377
Instrument Date	Jul 17, 2020
Instrument	25377
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	218 MULBERRY ST READING PA 196042912, READING, PA 19604-2912

Mortgage

Document Number	25378
Date	Jul 29, 2020
Instrument	25378

Lender

Name	RUMI PARTNERS LLC
Address	225 CHESTNUT ST # 2, WEST READING, PA 19611-1351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	25379,
Date	Jul 29, 2020
Instrument	25379

Lender

Name	RUMI PROPERTIES LLC
Address	225 CHESTNUT ST # 2, WEST READING, PA 19611-1351

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$254.00 (+6.72%)	$9,000 (-) Land $1,800 Building $7,200	$1,800 (-8%) Land $1,800
2024	$238.00	$9,000 Land $1,800 Building $7,200
1994			$9,000 Land $1,800 Building $7,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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