Madison County property record for 320 Moselle Ln, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,664 sqft · built 1994 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-06-002/03 |
| Primary APN | 051C-06-002/03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,664 sqft Adjusted Area |
| Gross Area | 2,374 sqft |
| 1st Floor Area | 2,374 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|
| Account Number | 137 |
|---|---|
| Street Address | 320 MOSELLE LN |
| City | FLORA |
| State | MS |
| Zip | 39071-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1R2 |
| Legal Description | 2.5 AC IN NE1/4 SEC 6 & NW1/4 SEC NOTE ALL ASSESSED IN SEC 6 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 06 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 30302 |
Source: Madison County records, as of April 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 MOSELLE LN, FLORA, MS 39071-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2024 | Warranty Deed, Transfer · FHA Mortgage BANKPLUS |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jan 14, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 |
| Deed Sale | Oct 20, 2023 |
| Prior Sale | Jan 14, 2020 · Amount on Record |
| Deed Document Number | 2023993681 |
| Deed Book / Page | 4380 / 471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 28, 2024 |
| Property Address | 320 MOSELLE LN, FLORA, MS 39071-9301 |
| Document Number | 004454/352 |
| Book / Page | 4454 / 352 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 1006548 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | COVENANT TITLE, COVENANT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 MOSELLE LN, FLORA, MS 39071-9470 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 MOSELLE LANEMAUJANNE BRACKIN, FLORA, MS 39071-9301 |
| Document Number | 0001006549 |
|---|---|
| Date | Jun 28, 2024 |
| Instrument | 1006549 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 320 MOSELLE LN, FLORA, MS 39071-9301 |
| Document Number | 0000888303 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 320 MOSELLE LN FLORA MS 390719301, FLORA, MS 39071-9301 |
| Document Number | 0000888303 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 003835/000274 |
| Instrument | 888303 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 1, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 14, 2020 |
| Property Address | 320 MOSELLE LN, FLORA, MS 39071-9301 |
| Document Number | 0000883360 |
| Book / Page | 003808 / 000025 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 883360 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 MOSELLE LN FLORA MS 390719301, FLORA, MS 39071-9301 |
| Document Number | 883361 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 003808/000033 |
| Instrument | 883361 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 13, 2050 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+1.96%) Homeowner's exemption | $15,147 (-0.9%) | $150,160 (+0.5%) Land $25,000 Building $125,160 |
| 2024 | $1,171.00 (-13.77%) | ||
| 2023 | $1,358.00 Homeowner's exemption | $15,285 | $149,410 Land $20,620 Building $128,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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