320 Morton St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 320 Morton St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1887
Lot Size	0.318 acres (13,832 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2018)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-42-0047`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-42-0047`
Alternative APNs	`8443161` `495432`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	876 sqft
Basement Area	75 sqft
Finished Basement	75 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	13,832 sqft (0.318 acres)
Lot Dimensions	133 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	495432
Street Address	320 MORTON ST E
City	SAINT PAUL
State	MN
Zip	55107-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN AND JACKSONS ADDITION W 11 5/1O FT OF E 21 FT OF S 1/2 OF LOT ...W 41 FT OF N 1/2 OF LOT 2 BLK 41
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	BROWN AND JACKSONS ADDITION
Legal Block	41
Legal Lot Number	...
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 MORTON ST E, SAINT PAUL, MN 55107-3056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 4, 2018	Warranty Deed, Transfer STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20182622738
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0004658185
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	320 MORTON ST E, SAINT PAUL, MN 55107-3056
Document Number	0002676609
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 MORTON ST E ST PAUL MN 551073056, ST PAUL, MN 55107-3056

Mortgage

Document Number	0002676609
Date	Oct 1, 2020
Instrument	2676609

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 30, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2018
Property Address	320 MORTON ST E, SAINT PAUL, MN 55107-3056
Document Number	0002622738
Instrument Date	Jul 18, 2018
Instrument	2622738
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MORTON ST E ST PAUL MN 551073056, ST PAUL, MN 55107-3056

Mortgage

Document Number	2622739
Date	Sep 4, 2018
Instrument	2622739

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,900 (+13.08%) Land $51,600 Building $204,300	$255,900 (+13.08%) Land $51,600 Building $204,300
2025	$3,560.00 (+22.17%)
2023	$2,914.00 Homeowner's exemption	$226,300 Land $40,000 Building $186,300	$226,300 Land $40,000 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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