320 Montevallo Ct, Mobile, AL 36608 Property Records

Mobile County property record for 320 Montevallo Ct, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 1991
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022805153002034

Property Details

APN / Parcel Number

Primary APNR022805153002034
Alternative APNs
  • 28 05 15 3 002 034.XXX
  • 00514296
  • 514296

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number514296
Street Address320 MONTEVALLO CT
CityMOBILE
StateAL
Zip36608-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 UNIVERSITY PARK SUB SEC UNIT MBK 18 P 5 #SEC 15 T4S R2W #MP28 05 15 3 002
Legal Range04S
Legal Township04S
Legal Section15
Legal SubdivisionUNIVERSITY PARK
Legal Lot Number16
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2018
Census Tract3501

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 MONTEVALLO CT, MOBILE, AL 36608-3011
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 1, 2009
Transfer Doc0000061920
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateJul 2, 2026
Property Address320 MONTEVALLO CT, MOBILE, AL 36608-3011
Document Number0000039206
Instrument DateJun 18, 2026
Instrument202639206
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 MONTEVALLO CT, MOBILE, AL 36608-3011

Mortgage

Document Number0000039206,
DateJul 2, 2026
Instrument202639206
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2056
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$16,820 (+13.8%) Land $2,500 Building $14,320$168,200 (+13.8%) Land $25,000 Building $143,200
2023Additional exemption filed$14,780 Land $2,500 Building $12,280$147,800 Land $25,000 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims22 (1978–2005)
Claims Outside the SFHA11 of 22
Most Recent ClaimApr 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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