320 Miller Rd, Covington, GA 30014 Property Records

Newton County property record for 320 Miller Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,171 sqft · built 1978
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jul 2020)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00910-00000-016-A00`

Property Details

APN / Parcel Number

Primary APN	`00910-00000-016-A00`
Alternative APNs	`0091 016A` `30804`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,171 sqft Heated Area
1st Floor Area	1,171 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30804
Street Address	320 MILLER RD
City	COVINGTON
State	GA
Zip	30014-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.08AC MILLER ROAD
Legal Subdivision	MILLER ROAD, NORMAN ROAD, YANCY CIRCLE &
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3003
Census Tract	100802

Owner

Source: Newton County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 MILLER RD, COVINGTON, GA 30014-6034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2020	Grant Deed, Transfer · VA Mortgage HOMEOWNERS FIN'L GRP USA
Jun 28, 2018	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20202671
Deed Book / Page	4039 / 29
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	May 14, 2026
Property Address	320 MILLER RD, COVINGTON, GA 30014-6034
Document Number	0000000057
Book / Page	4831 / 236
Instrument Date	May 6, 2026
Instrument	202657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MILLER RD, COVINGTON, GA 30014-6034

Mortgage

Document Number	0000000057,
Date	May 14, 2026
Book Page	4831/236
Instrument	202657

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 22, 2020
Property Address	320 MILLER RD, COVINGTON, GA 30014-6034
Document Number	0040390029
Book / Page	004039 / 000029
Instrument Date	Jul 17, 2020
Instrument	9814
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 MILLER RD COVINGTON GA 300146034, COVINGTON, GA 30014-6034

Mortgage

Document Number	40390030
Date	Jul 22, 2020
Book Page	004039/000030
Instrument	9815

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 28, 2018
Property Address	320 MILLER RD, COVINGTON, GA 30014-6034
Document Number	0037170620
Book / Page	003717 / 000620
Instrument Date	Jun 22, 2018
Instrument	7801
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 MILLER RD COVINGTON GA 300146034, COVINGTON, GA 30014-6034

Mortgage

Document Number	37180001
Date	Jun 28, 2018
Book Page	003718/000001
Instrument	7802

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,916.00 (+11.98%)	$77,000 (+20.77%) Land $13,320 Building $63,680	$192,500 (+20.77%) Land $33,300 Building $159,200
2023		$63,760 Land $8,080 Building $55,680	$159,400 Land $20,200 Building $139,200
2022	$1,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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